Home Loan Interest Rates

AI Image : The compounding logic works in your favour when you act early on your debt.

Personal Finance

A Comprehensive Guide To Optimising Your Loan Interest Burden

BY Sanjeev Sinha

AI Image : If you already have a high life insurance cover, you might want to rethink if you really need home loan insurance.

Personal Finance

Home Loan Insurance: When It Makes Sense And When It Doesn’t

BY Sanjeev Sinha

AI Generated : Foreclosing a home loan does bring a respite from EMIs and gives the satisfaction of getting rid of a liability.

Personal Finance

Planning To Foreclose Your Home Loan? 5 Key Checks Before You Decide

BY Sanjeev Sinha

Generated by Gemini AI : As buyers become increasingly informed and engaged, the lending process has grown more complex than any other stage of the purchase.

What’s Really Changing In India’s Home Loan Landscape

BY Sanjeev Sinha

Generated by Gemini AI : Unlike housing loans, which are eligible for tax deductions on both interest and principal repayment, land loans do not provide any tax benefits.

Land Loan Vs Home Loan: What Borrowers Must Know

BY Sanjeev Sinha

Generated by Gemini AI : The prospective home loan borrowers can also opt for home loan variants like home loan interest saver or smart home loan products to ensure liquidity for dealing with unforeseen financial emergencies.

Five Key Checks Every Borrower Should Make Before Applying For A Home Loan

BY Sanjeev Sinha

Generated by Gemini AI : While deciding on your home loan tenure, you should focus on your income level sufficiency, prevailing and expected trends in interest rates, your age, prepayment charges, and the flexibility to increase or decrease the tenure in the future.

Long-Term Vs Short-Term: What’s The Ideal Tenure For Your Home Loan?

BY Sanjeev Sinha

Image Generated by Gemini AI : Even after a successful loan closure, ensure that all loan details, including bank statements, NDC, and prepayment records, are in place for future use.

How To Close Your Home Loan Properly And Avoid Future Hassles

BY Sanjeev Sinha

Personal Finance

5 Steps To Financially Prepare For Your Perfect Home

BY Sanjeev Sinha

Generated by Gemini AI : A higher loan amount means a lower down payment, but results in a higher EMI.

How To Find the Best Home Loan Provider: Top Tips For Smart Borrowers

BY Sanjeev Sinha

Freepik : Many banks and HFCs also consider the income sources of home loan applicants when setting their interest rate.

Top Factors That Influence Home Loan Interest Rates

BY Sanjeev Sinha

AI Generated : The home loan eligibility depends on credit worthiness of the individual.

Home Loans: Why Interest Rate Isn’t The Only Factor That Matters

BY Sanjeev Sinha

AI Generated : A higher credit score based on timely payment history makes it easier for you to get a much bigger amount for a longer duration or can even open unsecured credit lines.

How Timely Home Loan Repayments Build Credit Strength and Financial Security

BY Sanjeev Sinha

Freepik : The lender will provide you with a home loan interest certificate when you request it through online banking, by sending an email, calling customer care or visiting your nearest bank branch in person.

What Is A Home Loan Provisional Certificate And Why Do You Need One?

BY Sanjeev Sinha

AI Generated : The transfer of home loan balance becomes viable only after the total interest cost reduction surpasses all the costs involved with the procedure.

When a Home Loan Balance Transfer Makes Perfect Sense: 3 Key Scenarios

BY Sanjeev Sinha

Freepik : Home loan overdraft facilities enable borrowers to extract their surplus funds to achieve their financial objectives or address other monetary requirements.

Home Loan Overdraft Facility: What It Is And Why You Should Consider It

BY Sanjeev Sinha

New Interest Rates

PNB Revises Interest Rates On Retail Loans: Take A Closer Look At What’s Changing

BY Outlook Money

Top-Up Home Loan Vs Home Renovation Loan: Which One Is Best For Your Home Upgrade?

Top-Up Home Loan Vs Home Renovation Loan: Which One Is Best For Your Home Upgrade?

BY Outlook Money

Should You Refinance Your Home Loan After Rise In Interest Rates?

Should You Refinance Your Home Loan After Rise In Interest Rates?

BY Meghna Maiti

Retirement fund body lowered interest rate on EPF to lowest in over 4 decades

Floating Interest Rate Hikes: Are Fixed Rate Home Loans Better?

BY Outlook Money

SBI Home loans

Home Loan Interest Rates Likely To Go Up, Does Prepayment Make Sense?

BY Meghna Maiti

Repo Rate Hiked By 25 BPS: How Much Will Your Home Loan EMIs Increase?

Repo Rate Hiked By 25 BPS: How Much Will Your Home Loan EMIs Increase?

BY Meghna Maiti

Does It Make Sense To Stay In The Old Regime If You Have A Home Loan?

Does It Make Sense To Stay In The Old Regime If You Have A Home Loan?

BY Meghna Maiti

SBI Home loans

7 Steps To Close Your Home Loan Smoothly

BY Meghna Maiti

4 Reasons Why You Should Have A Home Loan Insurance Cover

4 Reasons Why You Should Have A Home Loan Insurance Cover

BY Meghna Maiti

Want To Take A Home Loan Overdraft Facility? Here Are Its Benefits And Demerits

Want To Take A Home Loan Overdraft Facility? Here Are Its Benefits And Demerits

BY Meghna Maiti

What Are The Charges Levied By Banks When Prepaying A Home Loan?

What Are The Charges Levied By Banks When Prepaying A Home Loan?

BY Meghna Maiti

Top Trends That Shaped India’s Housing Market In 2022

Top Trends That Shaped India’s Housing Market In 2022

5 Mistakes To Avoid When Applying For A Home Loan

5 Mistakes To Avoid When Applying For A Home Loan

BY Meghna Maiti

Diwali Update: From Loans, Cybersecurity, Crypto Gifts to Tax—Check What’s Latest In News

Diwali Update: From Loans, Cybersecurity, Crypto Gifts To Tax—Check Latest Developments

BY Outlook Money

5 Strategies To Cope With High Home Loan EMIs

5 Strategies To Cope With High Home Loan EMIs

BY Meghna Maiti

You Can Now Take A Home Loan Online, Almost; 10% Work Still Has To Be Done Offline Though

You Can Now Take A Home Loan Online, But 10% Work Still Has To Be Done Offline

BY Neelanjit Das

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