Loan

AI Image : The best thing to do is to accept a pre-approved loan offer when you actually need it. Don’t take a loan just because you are eligible for it and it is readily accessible.

Personal Finance

Got A Pre-Approved Loan Offer? Don’t Say Yes Until You Read This

BY Sanjeev Sinha

RBI Warns On Fake Loan Waivers: How Borrowers Stay Safe

RBI Warns Of Fake Loan Waiver Offers: How Borrowers Can Spot And Avoid Them

BY Priyanka Debnath

AI Image : Defaulting on a no-cost EMI payment can affect your credit score. Make sure you evaluate your repayment ability before opting for multiple no-cost EMI deals.

Personal Finance

Buying On No-Cost EMI? Read This Before You Decide

BY Sanjeev Sinha

Key Fact Statement

Key Fact Statement: Here’s What You Should Know About This Loan Document

BY Priyanka Debnath

AI : Mysterious Loan Surprise

When A Loan Shows Up In Your Name—And You Never Applied For It

BY Outlook Money

Gold Loan Growth

Gold Loan Originations Surge 108 Per Cent YoY, Driven By Rising Ticket Sizes And Higher Borrower Leverage: Report

BY Priyanka Debnath

NBFCs Q4 Loan Growth At 16 Per Cent, Margins Under Pressure

NBFCs To Report 16 Per Cent Loan Growth In Q4, Margins Under Pressure, Says Report

BY Outlook Money

Loan Growth Beats Deposits At IDBI, Kotak, AU SFB

Loan Growth Outpaces Deposit For IDBI Bank, Kotak, AU SFB In Q4

BY PTI

Loan Growth Beats Deposits At IDBI, Kotak, AU SFB

Loan Growth Outpaces Deposits For IDBI Bank, Kotak, AU SFB In Q4

BY PTI

Credit Card Spending Jumps 20 Per Cent In March Data

Credit Card Spending Spikes In March Despite Slow Growth

BY Outlook Money

Loan Check-List (Image from Canva)

9 Things To Check Before Applying For Any Loan

BY Outlook Money

AI Generated : The legal framework provides a multi-pronged recovery setup, wherein the SARFAESI Act, RDB Act, and IBC work in different lanes, providing creditors with multiple remedies.

Personal Finance

Is Pension Safe From Attachment? Court Ruling Raises Stakes for Guarantors

BY Sanjeev Sinha

Things to know about loans (AI Image)

Terms You Should Know Before Getting A Loan

BY Outlook Money

Education Loan (Image from Canva)

Education Loan Mistakes That Students Should Avoid

BY Outlook Money

Home Loan Tax Benefits (AI Image)

Deduction For Principal Repayment On Home Loan Capped At Rs 1.50 Lakh For Multiple Home Loans

BY Balwant Jain

AI Generated : If the loan is meant to create long-term wealth and generate stable income, opting for a secured loan with a longer tenure and flexible repayment options may be justified.

Personal Finance

Loan Against Assets vs Personal Loan: When Does Pledging Gold, Property, Or Securities Make Sense?

BY Sanjeev Sinha

AI Generated : Consistent financial discipline matters far more than achieving a perfect credit score number.

Personal Finance

Do You Really Need A 900 Credit Score To Get The Best Loan Deals?

BY Sanjeev Sinha

PM Mudra Yojana

Is PM Mudra Yojana Charging Fees for Loan Approval? PIB Clarifies

BY Outlook Money

AI Generated : To avoid over-borrowing, one should borrow only what is absolutely necessary and ensure the repayment fits within their financial capacity.

Thinking Of A Gold Loan? Interest Rates, LTV Rules, And Mistakes To Avoid

BY Sanjeev Sinha

Generated by Gemini AI : In many cases, borrowers suffer not because the law fails to protect them, but because they are unaware of the safeguards and remedies already built into India’s banking and regulatory framework.

Getting Harassed, Intimidated, Or Mistreated By Recovery Agents: Know Banking Laws, Borrower Rights That Shield You

BY Sanjeev Sinha

Add-On Credit Cards

Key Reasons Add-On Credit Cards Impact Your Borrowing

BY Outlook Money

Closed Personal Loan

Key Things You Should Do If Your Closed Personal Loan Still Shows Active

BY Outlook Money

AI generated : MSME Loans

RBI Advised Banks To Link MSME Loans To External Benchmark, Govt Tells Parliament

BY Outlook Money

Freepik : Use debt for value-creating needs like education or homeownership, not for short-term wants like vacations or luxury items.

Year-End Debt Check: How To Tackle Costly Loans Before You Enter 2026

BY Sanjeev Sinha

Credit score

Key Reasons Lenders Can Reject Your Loan Despite a Good CIBIL Score

BY Outlook Money

NPA sale by Bandhan Bank

Bandhan Bank To Auction NPA, Written-Off Loan Portfolios Totalling Rs 6,931 Crore

BY PTI

How India Borrows

Personal Finance

46% Borrowers Use Credit For Smartphones And Appliances: Report

BY Priyanka Debnath

Generated by AI : Strengthening women’s access to housing requires a coordinated effort between lenders and policymakers.

More Women Owning Homes, Yet Gaps Remain: Munish Jain

BY Sanjeev Sinha

Freepik : Gold loans posted the fastest growth, while home and auto loans rebounded sharply with the onset of the festive season.

Gold, Home And Auto Loans Power India’s Credit Growth in Q2 FY26: CRIF Report

BY Outlook Money

Closed Your Personal Loan, But It Still Reflects As Active? Here’s What To Do

BY Sanjeev Sinha

Gemini : The introduction of silver-backed loans comes at a time when silver prices are hovering near record highs. (AI-generated)

Now You Can Take Loan Against Silver From April 2026 – Here’s What RBI’s New Rule Means For You

Why Only Good Credit Score Isn’t Always Enough

Why Lenders May Still Reject Your Loan Even With A 750-Plus Cibil Score

BY Outlook Money

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