Loan

Things to know about loans (AI Image)

Terms You Should Know Before Getting A Loan

BY Outlook Money

Education Loan (Image from Canva)

Education Loan Mistakes That Students Should Avoid

BY Outlook Money

Home Loan Tax Benefits (AI Image)

Deduction For Principal Repayment On Home Loan Capped At Rs 1.50 Lakh For Multiple Home Loans

BY Balwant Jain

AI Generated : If the loan is meant to create long-term wealth and generate stable income, opting for a secured loan with a longer tenure and flexible repayment options may be justified.

Personal Finance

Loan Against Assets vs Personal Loan: When Does Pledging Gold, Property, Or Securities Make Sense?

BY Sanjeev Sinha

AI Generated : Consistent financial discipline matters far more than achieving a perfect credit score number.

Personal Finance

Do You Really Need A 900 Credit Score To Get The Best Loan Deals?

BY Sanjeev Sinha

PM Mudra Yojana

Is PM Mudra Yojana Charging Fees for Loan Approval? PIB Clarifies

BY Outlook Money

AI Generated : To avoid over-borrowing, one should borrow only what is absolutely necessary and ensure the repayment fits within their financial capacity.

Thinking Of A Gold Loan? Interest Rates, LTV Rules, And Mistakes To Avoid

BY Sanjeev Sinha

Generated by Gemini AI : In many cases, borrowers suffer not because the law fails to protect them, but because they are unaware of the safeguards and remedies already built into India’s banking and regulatory framework.

Getting Harassed, Intimidated, Or Mistreated By Recovery Agents: Know Banking Laws, Borrower Rights That Shield You

BY Sanjeev Sinha

Add-On Credit Cards

Key Reasons Add-On Credit Cards Impact Your Borrowing

BY Outlook Money

Closed Personal Loan

Key Things You Should Do If Your Closed Personal Loan Still Shows Active

BY Outlook Money

AI generated : MSME Loans

RBI Advised Banks To Link MSME Loans To External Benchmark, Govt Tells Parliament

BY Outlook Money

Freepik : Use debt for value-creating needs like education or homeownership, not for short-term wants like vacations or luxury items.

Year-End Debt Check: How To Tackle Costly Loans Before You Enter 2026

BY Sanjeev Sinha

Credit score

Key Reasons Lenders Can Reject Your Loan Despite a Good CIBIL Score

BY Outlook Money

NPA sale by Bandhan Bank

Bandhan Bank To Auction NPA, Written-Off Loan Portfolios Totalling Rs 6,931 Crore

BY PTI

How India Borrows

Personal Finance

46% Borrowers Use Credit For Smartphones And Appliances: Report

BY Priyanka Debnath

Generated by AI : Strengthening women’s access to housing requires a coordinated effort between lenders and policymakers.

More Women Owning Homes, Yet Gaps Remain: Munish Jain

BY Sanjeev Sinha

Freepik : Gold loans posted the fastest growth, while home and auto loans rebounded sharply with the onset of the festive season.

Gold, Home And Auto Loans Power India’s Credit Growth in Q2 FY26: CRIF Report

BY Outlook Money

Closed Your Personal Loan, But It Still Reflects As Active? Here’s What To Do

BY Sanjeev Sinha

Gemini : The introduction of silver-backed loans comes at a time when silver prices are hovering near record highs. (AI-generated)

Now You Can Take Loan Against Silver From April 2026 – Here’s What RBI’s New Rule Means For You

Why Only Good Credit Score Isn’t Always Enough

Why Lenders May Still Reject Your Loan Even With A 750-Plus Cibil Score

BY Outlook Money

Freepik : An error doesn’t become a mistake if it is corrected in time. If you fail to catch the errors in your bureau report, it can land you in an unwanted mess.

Common Reasons Your Credit Score Could Be Inaccurate

BY Sanjeev Sinha

EMIs Trap You Into Working For Payments

EMIs Trap You Into Working For Payments Instead Of Passion, Anurag Kashyap Recalls RGV's Advice

BY Manas Malhotra

AI Generated : Before you apply for an LAP, make sure you assess your repayment capacity and evaluate your financial position through cash inflow and outflow.

5 Smart Tips To Get A Loan Against Property Without Hassle

BY Sanjeev Sinha

AI Generated : If you want to apply for a loan amount higher than your individual eligibility, adding a co-applicant can significantly increase your borrowing capacity, enabling you to get a larger loan amount for a longer tenure at a lower interest rate.

Thinking Of Adding A Co-Applicant To Your Home Loan? Read This Before You Apply

BY Sanjeev Sinha

Orissa HC: Banks Can’t Unilaterally Use Joint Account For Loan

Banks Cannot Draw Money From Joint Accounts To Recover One Holder's Loan: Orissa High Court

BY Outlook Money

JanSamarth portal

JanSamarth Portal: A Single Gateway To Government-Backed Loans

BY Outlook Money

Prepayment Penalties

Prepayment Penalties: Why Paying Off Your Loan Too Quickly Could Cost More

BY Outlook Money

AI Generated : Young Indians and Credit

63% Young Indians Say Credit Strengthens Financial Health: mPokket Survey

BY Priyanka Debnath

Freepik : The presence of a co-applicant or guarantor often boosts chances for people with low credit scores.

How To Get A Loan With A Low Credit Score

BY Outlook Money

ai generated : How To Plan Diwali Loans And EMI Payments

Diwali 2025: How To Plan Diwali Loans And EMI Payments Stress-Free

BY Outlook Money

Diwali 2025: Be Mindful Of These 5 Things Before Applying For A Personal Loan This Diwali

Diwali 2025: Be Mindful Of These 5 Things Before Applying For A Personal Loan This Diwali

Home Loan Application

5 Ways to Make Your Home Loan Application Hassle-Free This Diwali 2025

BY Outlook Money

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