Summary of this article
Banks will be closed on multiple days in February 2026.
Regional festivals lead to state-specific bank closures.
Digital banking and ATMs continue during holidays.
The Reserve Bank of India (RBI) has announced the bank holiday calendar for the year 2026, which outlines the days on which bank branches will be closed in various regions in different parts of India. In February 2026, the banks are due to observe around nine holidays, including regular weekends off and a few holidays that are region-specific.
These holidays apply to all public sector banks, private banks, cooperative banks, regional rural banks among others. While weekend closures are consistent throughout the country, regional holidays fluctuate according to festivals celebrated in states and other local administrations.
As per RBI norms, banks remain closed on all Sundays and on the second and fourth Saturdays of each month. Branches operate on the first, third and fifth Saturdays unless a separate holiday is notified.
Bank Holidays In February
Most of the gazetted bank closures are scheduled in the second half of the month.
February 8 is a Sunday, resulting in a pan-India closure of bank branches. This is followed by a second Saturday, a designated bank holiday, on February 14, when banks across the country will remain shut. February 15 is also a Sunday, leading to another nationwide closure.
On February 18, banks in Gangtok, Sikkim, will remain closed on account of Losar. Losar marks the beginning of the Tibetan New Year and holds cultural significance in the state. The festival is observed with traditional rituals and community celebrations.
February 19 is observed as a bank holiday in select sections of Maharashtra, including Mumbai, Nagpur and Belapur, due to Chhatrapati Shivaji Maharaj Jayanti. The day marks the birth anniversary of Chhatrapati Shivaji Maharaj and is observed as a public holiday in parts of the state.
Banks in Aizawl in Mizoram and Imphal in Manipur will remain closed on February 20 for the State Day or Statehood Day celebrations. The day marks the formation of these states under the North-Eastern Region Reorganisation Act, 1971.
February 22 falls on a Sunday, leading to another nationwide bank closure. The month ends with a fourth Saturday holiday on February 28, when banks across the country will remain shut.
Mahashivratri Falls On A Weekend
Mahashivratri is observed as a bank holiday in some states. In 2026, the festival falls on February 15, which is a Sunday. Since banks are already closed on Sundays, there is no additional weekday closure linked to the festival this year.
State-Wise Bank Holidays
Bank holidays are not a uniform phenomenon all over the country. Apart from the weekends, closures depend upon the regional festivals, state-specific events and decisions of local administration. As a result, a holiday celebrated in one state may not be applicable in another.
What Stays Available
Even during bank branches remaining closed, most of the digital banking services are still operational. Internet banking, mobile banking platforms and UPI transactions will be available unless banks inform their users about technical disruptions or scheduled maintenance periods.
ATMs are usually in operation so that customers can withdraw money and perform basic transactions. However, branch-based services like cheque clearing, update of accounts and documents processing are done on working days only. Customers are advised to plan such activities accordingly to get rid of any delays during the holiday period.
