Loan (Banking)

AI Generated : Revolving Credit vs. Line of Credit

Revolving Credit vs. Line of Credit: Know Key Differences, Features And Applicability

BY Priyanka Debnath

Freepik : The gap between credit access and credit understanding is growing.

Curious Case of Credit Score Apathy Despite Rising Credit Access in India: Survey Exposes Big Gap

BY Sanjeev Sinha

Student Credit Card Scheme

Bihar Govt Offers Interest-Free Loans to Class-12 Pass Students Under Student Credit Card Scheme

BY PTI

AI Generated : You don’t have to wait for a loan approval when you have a pre-approved personal loan offer.

Should You Grab That Pre-Approved Personal Loan? Key Factors to Consider

BY Sanjeev Sinha

Margin Money In Foreign, Domestic Education Loans

Education Loans: How Banks, Financial Institutions Determine Margin Money In Foreign, Domestic Education Loans

BY Priyanka Debnath

Reverse mortgage in Retirement

Can Reverse Mortgages Provide Steady Income For Retirees? Here’s What To Know

BY Outlook Money

AI Generated : A home loan application may get denied if the builder is not approved.

6 Unusual Factors That Could Derail Your Housing Loan Approval

BY Sanjeev Sinha

Gen Z Borrowing Heavily for Holidays

Gen Z Borrowing Heavily for Holidays, CoinSwitch Founder Ashish Singhal Highlights Risks

BY Manas Malhotra

Overdraft

Overdrafts Guide: A Safety Net That Can Trap You

BY Priyanka Debnath

Credit Hunger Can Lower Your Credit Score

4 Reasons Credit Hunger Can Lower Your Credit Score

BY Outlook Money

Freepik : The lender will provide you with a home loan interest certificate when you request it through online banking, by sending an email, calling customer care or visiting your nearest bank branch in person.

What Is A Home Loan Provisional Certificate And Why Do You Need One?

BY Sanjeev Sinha

Freepik : A used car demands a complete evaluation of its interior and exterior sections.

Buying A Pre-Owned Car On Loan? Key Factors To Keep In Mind

BY Sanjeev Sinha

AI Generated : Banks have access to cheap funds and, therefore, they can offer low interest rates to the retail borrowers.

Bank vs NBFC Gold Loan: The Ultimate Guide To The Better Deal

BY Sanjeev Sinha

Freepik : Contact your lender to find out their rules about prepayment. You must request information about all fees and penalties.

Personal Loan Pre-closure: Key Things To Know Before You Pay It Off

BY Sanjeev Sinha

AI Generated : Your credit report shows all your credit activity details, including how you managed your loans and credit cards.

How to Identify and Fix Errors in Your Credit Report

BY Sanjeev Sinha

AI : How India Lends

How India Lends: MSMEs Borrow Boldly, Households Turn Cautious

BY Outlook Money

AI Generated : Lenders prefer to give personal loans to applicants who maintain credit scores at 750 or higher because they view these applicants as responsible borrowers.

4 Smart Ways to Boost Your Personal Loan Eligibility

BY Sanjeev Sinha

How To Pay Home Loan EMIs If You Lose Your Job

How To Pay Home Loan EMIs If You Lose Your Job

BY Shivangini Gupta

AI-Generated : Bank of Baroda reduces mortgage and car loan rates ahead of festive season

Bank Of Baroda Cuts Mortgage Loan Rate By 70 Bps, Also Reduces Car Loan Interest Rates

BY Outlook Money

Freepik : Lenders tend to provide larger loan amounts through secured loans because of the presence of collateral.

Secured Or Unsecured Loan – Which One Should You Go For?

BY Sanjeev Sinha

Freepik : Before you get a home improvement loan, you should evaluate different lenders interest rates and terms.

Taking A Home Renovation Loan? Here’s What To Check First

BY Sanjeev Sinha

Finance Ministry Issues Clarification on CIBIL Score for Borrowers

BY Outlook Money

Gold price hike and its impact on gold loans

What Happens To Gold Loan Holdings When Prices Of Yellow Metal Goes Up?

BY Anuradha Mishra

AI Generated : No-Cost EMIs do not guarantee zero cost since various undisclosed expenses might be involved.

Is No-Cost EMI Truly Free? Key Things You Must Know Before You Opt In

BY Sanjeev Sinha

Credit Scores and Credit Health

Delhi, Millennials Lead India in Credit Health; These Cities Are Not Far Behind

BY Anuradha Mishra

AI Generated : If the lender loses your original property documents either in part or in full, it is mandated to help you get duplicate or certified copies.

Closed Your Home Loan, But Bank Holding Back Documents? How To Get Them Back

BY Sanjeev Sinha

AI Generated : The transfer of home loan balance becomes viable only after the total interest cost reduction surpasses all the costs involved with the procedure.

When a Home Loan Balance Transfer Makes Perfect Sense: 3 Key Scenarios

BY Sanjeev Sinha

PMMY Loan Limit

No Plan To Raise PMMY Loan Limit Beyond Rs 20 Lakh: Centre

BY Outlook Money

AI Generated : Paying your EMIs without delay helps avoid unnecessary financial charges that would otherwise make your loan difficult to handle in its entire repayment period.

6 Perks of Paying Home Loan EMIs On Time

BY Sanjeev Sinha

AI Generated : The overdraft account permits you to take out funds at any time according to your needs.

Gold Loans With Overdraft Facility: How They Work And Who Should Use Them

BY Sanjeev Sinha

Freepik : The process of obtaining a loan through mutual funds involves using your MF units as security for bank or NBFC loans.

Getting A Loan Against Mutual Funds: Step-by-Step Guide

BY Sanjeev Sinha

Steps borrowers need to follow while closing their loans.

Closing A Loan: 5 Essential Steps You Must Not Miss

BY Sanjeev Sinha

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