Summary of this article
UP-RERA consolidates 12 amendments into one framework.
Project disclosures and financial controls get stronger.
Homebuyers gain clearer complaint and possession processes.
The Uttar Pradesh Real Estate Regulatory Authority (UP-RERA) has consolidated all the amendments made to the General Regulations, 2019, which brings all the changes together which were notified up to the 12th Amendment on July 13, 2026.
For homebuyers, the consolidation introduces clearer requirements around project disclosures from developers, regarding possession, complaints, transfer charges, project financing and advertising.
Here’s what homebuyers should be aware of.
Greater accountability in project updates
Developers and builders are now expected to provide key details of the professionals who are associated with a project, including architects, engineers, and chartered accountants. Details of the Customer Relationship Manager are also required to be provided. Quarterly Progress Reports (QPRs) have to be filed through these professionals along with digitally signed certificates, which is intended to make project progress reporting more reliable and stable. Homebuyers should have greater access to identifiable project representatives and certified progress of the project.
Promoter profiles and project communication
Promoters must create profiles on the UP-RERA portal to access their dashboards and apply for project registration. These profiles have to be updated when any new project is registered or any information changes, be it information of directors, partners or trustees. Promoters are also required to submit a digital plan and provide four dedicated email addresses for project registration. For homebuyers, there should be clearer channels for contacting developers and raising project-related concerns.
Project names must match the sanctioned plan
The name used by promoters for a project must correspond with the project titles that are mentioned in the sanctioned plan. This is expected to make the process easier for buyers and the regulators to establish a direct link between the project being marketed. For homebuyers, this translates to convenience while cross-checking whether the project which is advertised corresponds to the project approved by the authorities.
Standardised format for possession offers
UP-RERA has introduced a standard format for offers of possession. Promoters are required to use this format when offering possession to allottees. The standardisation is proposed with the aim of reducing discrepancies in demands, accounts and other details at the possession stage. The possession process should become more uniform, making it easier for buyers to scrutinise the information and financial details provided by the promoter.
Buyers of unregistered projects can approach UP-RERA
Another relief provided to the buyers in the state is focused on the existing buyers who have investments in projects that are not registered with the UP-RERA. Under Regulation 24, such allottees can file complaints online just as allottees of registered projects do. However, they will need to provide additional information about the promoter and details related to the project in order to facilitate processing. The lack of project registration status is no longer going to be a shortcoming for buyers getting justice.
Standardised fees and penalties for delays
The amended regulations that are prescribed with standard administrative charges and late fees for promoters, allottees and real estate agents in cases involving delayed statutory compliance and certain services. The prescribed penalties include a Rs 15,000 late fee for each delay in QPR, Rs 25,000 for delay in filing the annual audit report for each financial year and Rs 10,000 for the delay in filing each quarterly transaction report by a real estate agent. This framework clearly puts a financial consequence in place for the developer in regulatory filings, which improves the compliance discipline.
Transfer charges are now standardised
UP-RERA has also standardised charges applicable when an allotment is transferred because of natural succession. If the successor is a family member of a deceased allottee, the transfer fee is Rs 1,000, whereas if the successor is not related to the family member, the charge is capped at Rs 25,000. This eases the financial pressure on families who receive properties.
Three-tier system for project bank accounts
The regulations introduce a detailed requirement for project bank accounts. Promoters are expected to operate through three different accounts. Builders must keep 70 per cent of the money from homebuyers in a specified bank account. This ensures that the investor's money is safe and exclusive to the project. The escrow requirement prevents builders and developers from using funds from one project to support another one. In addition to this, banks have been directed not to provide cheque books, debit cards, or transaction-enabled internet banking tools to the project accounts. This has further reduced the scope for unauthorised fund transfers. The remaining 30 per cent will go into the transaction account. Project loans will be credited to a Separate account. Under this, the body also prohibits the developers from receiving payments in cash.
Real estate agents face mandatory training
Real estate agents will have to complete a prescribed intensive training programme, with the training certificate becoming mandatory for registration and renewal. Agents must also meet quarterly statutory requirements, while also maintaining prescribed registers and documents.
IFMS deposits and transfers to residents’ associations
The amended regulations establish a structured system for collecting and using Interest-Free Maintenance Security (IFMS) deposits. The amount will also be dependent on the maintenance requirements and scale of the projects. The money collected will be deposited in a separate account with a scheduled bank. When common areas are handed over to associations, the promoter must transfer the entire IFMS corpus to the RWAs. The corpus can only be used for the operation, maintenance, repair and replacement of common areas.
Real estate advertising gets disclosure requirements
The regulations lay down detailed requirements for project marketing and promotion, with the objective of preventing misleading advertisements and false claims about amenities, project size, and other specifications. Advertisements are expected to provide more information that buyers can independently verify before proceeding with the buying decision.
Rules for project extension, withdrawal and transfer
The consolidated regulations establish procedures for extending project registration in different circumstances, withdrawing registration where further development has become impossible, and transferring the majority rights and liabilities of promoters to any other entity. As per the regulatory body, these provisions are intended to protect allottees while also facilitating the revival and completion of stalled projects. There is now a more clearly defined regulatory process for dealing with projects that face serious delays.
The biggest significance of the regulatory body is that buyers no longer have to navigate amendments. The Authority has brought the amendments together into one consolidated set of General Regulations. For homebuyers, these changes cover the entire property buying journey. From the checkpoints in the very initial stages of buying to the maintenance of the project after buying.
