What Your Policy Won’t Cover

What Your Policy Won’t Cover

Insurance sales pitches often miss out the vital exclusions, while focusing on the benefits, coverage amount and other features, which could lead to a significant out-of-pocket expense for the policyholder despite being insured, effectively nullifying the overall benefit of the policy. The May 2026 issue of Outlook Money lists out the major exclusions that policies don't cover in life, health and motor insurance. Also read, how freelancers can stabilise their investment despite having irregular income, and whether you should buy IT stocks in this period of volatility.