EDITOR'S NOTE
Editor’s Note: Knowledge Is Power
According to a WEF report, only 27 per cent of Indian adults are considered to be financially literate, roughly half the figure for the UK and the US
What Your Policy Won’t Cover
Excluded! What Insurance Agents Won’t Tell You
Most sales conversations naturally focus on benefits, coverage amounts, and attractive features, because those are easier to communicate and align with what buyers want to hear, but it’s important to get into the details to avoid surprises at the time of making a claim
Is It The Right Time To Buy IT Stocks?
The IT sector has buckled under the pressure of AI disruption and global uncertainty, with stocks falling 35-40 per cent. Does this correction present a buying opportunity, or is there more pain ahead?
How D-Street Is Turning Losses Into Lessons
Real-life reactions to the ongoing market volatility and downturns and the lessons people learn from such events. There’s something for you too
Here’s How To Invest In Direct Mutual Funds
Direct mutual fund plans are costefficient. You can invest in them either online, or offline by visiting the fund house or registrar offices
How RWAs Are Failing Residents
Several resident welfare organisations operate with little accountability. Improved governance could be the way out, but there’s no solution in sight yet
All Seniors Aren’t Risk-Averse
One-size-fits-all investment strategies and age based pension schemes are ill-suited for the population that has different saving habits and risk appetite
How To Steady Your Life, Savings On An Irregular Income
For freelancers and gig employees with irregular income, creating a baseline budget for regular expenses can help them plan their finances better, including allocating funds for investing
Calculate Risk And Then Invest
Risk should always be viewed in context. When investing, pay heed to your risk tolerance and risk capacity, but always let the latter decide the way. It will stack the deck in your favour
The Price Of Growing Up Gen Z
From the pandemic to recessions to social media pressure, Gen Z face unique challenges. Recognising the fallouts is the key to deal with them
Most sales conversations naturally focus on benefits, coverage amounts, and attractive features, because those are easier to communicate and align with what buyers want to hear, but it’s important to get into the details to avoid surprises at the time of making a claim
The IT sector has buckled under the pressure of AI disruption and global uncertainty, with stocks falling 35-40 per cent. Does this correction present a buying opportunity, or is there more pain ahead?
Real-life reactions to the ongoing market volatility and downturns and the lessons people learn from such events. There’s something for you too
Direct mutual fund plans are costefficient. You can invest in them either online, or offline by visiting the fund house or registrar offices
Several resident welfare organisations operate with little accountability. Improved governance could be the way out, but there’s no solution in sight yet
One-size-fits-all investment strategies and age based pension schemes are ill-suited for the population that has different saving habits and risk appetite
For freelancers and gig employees with irregular income, creating a baseline budget for regular expenses can help them plan their finances better, including allocating funds for investing
Risk should always be viewed in context. When investing, pay heed to your risk tolerance and risk capacity, but always let the latter decide the way. It will stack the deck in your favour
From the pandemic to recessions to social media pressure, Gen Z face unique challenges. Recognising the fallouts is the key to deal with them
OTHER MAGAZINE STORIES
Move Equity To Debt 1-2 Years Prior To Goal
Move Equity To Debt 1-2 Years Prior To Goal
How To Invest For Retirement With Moderate Risk Appetite
How To Invest For Retirement With Moderate Risk Appetite
What Is 8th Pay Commission?
The Central Pay Commission is a government-appointed panel that decides how much central government employees should be paid and how their benefits should evolve over time. Since the setting up of the first CPC in 1946, these reviews have shaped how millions of government employees are compensated. On November 3, 2025, the 8th CPC was constituted to provide its recommendations within 18 months. The proposed revisions are expected to touch around five million central government employees, and around 6.80 million pensioners.
