Summary of this article
Jana Small Finance Bank and Ujjivan Small Finance Bank have revised their FD rates.
They have raised fixed deposit rates amid rising investor interest in safe instruments.
Both banks provide up to 50 basis points over standard card rates to seniors.
Amid persistent market volatility, investors’ inclination towards FDs has increased. During the last week of June 2026, two banks revised their fixed deposit (FD) rates. Jana Small Finance Bank (SFB) and Ujjivan SFB revised FD rates during the week ended on June 28, 2026. They have mode rates upwards. Here we check the rates applicable to senior citizens (60 years and above), effective on the respective revision dates of these banks.
Jana Small Finance Bank (SFB)
This SFB revised rates on June 23, 2026. It offers senior citizens a maximum of an additional 0.50 per cent pr 50 basis points (bps) on FDs of more than 270 days tenure. The highest rate, at present, for seniors is 8.30 per cent. This has been raised by 30 bps. Earlier, the bank offered 8.00 per cent for the same tenure. Here are the Jana Small Finance Bank’s FD interest rates for seniors:
3.50 per cent for seven days to 14 days
4.25 per cent for 15 days to 60 days
4.75 per cent for 61 days to 90 days
5.00 per cent for 91 days to 120 days
6.00 per cent for 121 days to 180 days
7.00 per cent for 181 days to 270 days
7.50 per cent for 271 days to 366 days
7.80 per cent for 367 days to two years
8.30 per cent for above two years to three years (1095 days)
8.00 per cent for above three years to five years (1825 days)
7.00 per cent for above five years to 10 years
Ujjivan SFB
Ujjivan SFB revised FD rates on June 22, 2026. The bank offers Sampoorna Nidhi FDs for domestic investors. The rates for seniors are 50 bps higher than the card rates. Here are the details for seniors:
4.00 per cent for seven days to 29 days
4.65 per cent for 30 days to 89 days
5.15 per cent for 90 days to 179 days
6.50 per cent for 180 days
6.00 per cent for six months to less than one year
7.75 per cent for one year to less than two years
8.30 per cent for two years
7.75 per cent for two years one day to three years
8.05 per cent for three years one day to three years six months
7.70 per cent for above three years six months to five years
7.80 per cent for five years one day
7.00 per cent for five years two days to 10 years
All these interest rates are less than those of Rs 3 crore FDs, which can be withdrawn before maturity.
