COVER STORY
Pause and think hard about that extra money. It could go into adding to your investments for your goals, or to open a brand new investment account if you are not on that road already
01 February 2025
The EPF Transfer Tantrums
For many employees, transfer of EPF becomes a nightmare when changing jobs. We give you the likely problem scenarios and what you should do for a seamless transfer of your EPF upon changing jobs and states
Longevity is not about going to the gym or having superfoods, but living in an environment that promotes a healthy lifestyle. Dan Buettner, the Blue Zones founder, National Geographic fellow, best-selling author and the producer of the Emmy Award-winning ‘Live to 100: Secrets of the Blue Zone’ series, learnt this during his decades-long research into five blue zones of the world. In an interview with Nidhi Sinha, Editor, Outlook Money, as part of the Wealth Wizards series, he talks about another kind of wealth, a healthy and fulfilling long life. He also talks about blue zones, and how policy matters when it comes to improving the health, lifestyle and longevity of the population
The new scam of digital arrest employs psychological pressure to dupe vulnerable victims, who go through a phase of trauma and fear. We tell you how it works, whether the government is doing enough to curb the menace, and how you can keep yourself safe
Lower tax slabs and nil tax on incomes up to Rs 12 lakh has not only provided relief to middle-class families but also rendered the old tax regime irrelevant for most of them. The government also renewed its focus on senior citizens
With the budget putting more money into the hands of people to boost consumption and increasing foreign direct investment in insurance, certain consumer-oriented sectors, such as FMCG, auto, as well as manufacturing are expected to do well, but think before investing
The break-even point for deductions to choose between the old and new tax regimes has increased to Rs 8.50 lakh for income of Rs 24.75 lakh and above. Normally, deductions and exemptions commonly claimed by salaried individuals do not exceed Rs 8.50 lakh
There is a significant gap in the nominal and inflation-adjusted returns across asset classes. So, reading long-term trends is important before making investing decisions
A review of Kotak Equity Hybrid-Direct Fund
For many employees, transfer of EPF becomes a nightmare when changing jobs. We give you the likely problem scenarios and what you should do for a seamless transfer of your EPF upon changing jobs and states
Longevity is not about going to the gym or having superfoods, but living in an environment that promotes a healthy lifestyle. Dan Buettner, the Blue Zones founder, National Geographic fellow, best-selling author and the producer of the Emmy Award-winning ‘Live to 100: Secrets of the Blue Zone’ series, learnt this during his decades-long research into five blue zones of the world. In an interview with Nidhi Sinha, Editor, Outlook Money, as part of the Wealth Wizards series, he talks about another kind of wealth, a healthy and fulfilling long life. He also talks about blue zones, and how policy matters when it comes to improving the health, lifestyle and longevity of the population
The new scam of digital arrest employs psychological pressure to dupe vulnerable victims, who go through a phase of trauma and fear. We tell you how it works, whether the government is doing enough to curb the menace, and how you can keep yourself safe
Lower tax slabs and nil tax on incomes up to Rs 12 lakh has not only provided relief to middle-class families but also rendered the old tax regime irrelevant for most of them. The government also renewed its focus on senior citizens
With the budget putting more money into the hands of people to boost consumption and increasing foreign direct investment in insurance, certain consumer-oriented sectors, such as FMCG, auto, as well as manufacturing are expected to do well, but think before investing
The break-even point for deductions to choose between the old and new tax regimes has increased to Rs 8.50 lakh for income of Rs 24.75 lakh and above. Normally, deductions and exemptions commonly claimed by salaried individuals do not exceed Rs 8.50 lakh
There is a significant gap in the nominal and inflation-adjusted returns across asset classes. So, reading long-term trends is important before making investing decisions
A review of Kotak Equity Hybrid-Direct Fund
Here’s How To Update Details In Aadhaar
OTHER STORIES
Being debt-free in retirement is the best course of action, and we have strategies for you to make that happen. Nevertheless, if you already find yourself servicing debt in retirement, there are strategies for that too
We often naïvely assume that our monthly pay cheques will cover whatever life throws our way. But it may not cover all our emergencies, which is why we need to create a safety net
Check Land Title, Legal Facts Before Buying Plot
Ensure Your Investment Aligns With Financial Goals?
Understanding pre-existing diseases in health insurance is crucial because they can affect your coverage and premiums. Many policies impose waiting periods before these conditions are covered or may come with higher premiums due to increased risk. Knowing the limitations, exclusions of your policy, and how your insurance company handles pre-existing conditions will help you make informed decisions.
Retirement isn’t just a finish line after work; it’s about discovering what you want to live for and ensuring you have the finances to make it happen.
Multi-asset investing offers a smart way to spread your investment across different asset classes. For growth markets like India, multi-asset portfolios offer the right mix of equity, debt, gold and silver, providing growth, stability and hedge against inflation
Systematic investment plans offer a disciplined and effective way to accumulate a large corpus for your child’s long-term financial goals through small investments
“A strong credit score is the cornerstone of effective debt management, reflecting financial discipline, unlocking access to credit, and favourable interest rates on borrowing. It serves as a critical asset in your journey to financial freedom.”
Understand Derivatives First, Only Then Trade In Options
As India aims for a prosperous future, individuals can draw inspiration from the concept of ‘Life is Good’ to methodically build a secure financial future for the next two-three decades
A robust multi-asset strategy enables investors to align their assets with evolving market realities, ensuring resilience and growth even in unpredictable market environments
Every journey begins with a first step, and financial independence is no different. The right choices today can shape a future of stability and confidence.
Business cycle funds can help investors tap into opportunities arising from macroeconomic trends. They provide an effective way for investors to align their portfolios with the ongoing business cycle, ensuring their investments remain relevant to current economic conditions
Resolutions are easy to make but hard to sustain. The key isn’t just intent—it’s execution. Smart financial decisions today shape a secure and worry-free tomorrow.
The fund is India’s first debt passive scheme dedicated exclusively to securities in the financial services sector, including public and private sector banks, NBFCs, housing finance companies, and financial institutions
Mutual funds provide a smart strategy for wealth creation by way of strategic planning, diversification, affordability, flexibility, good returns, tax benefits, and hedge against inflation, among others
Mutual funds help investors compound and grow wealth as they invest in the right investments, potentially augmenting the compounding of returns. They also enable investors to get exposure to a larger range of securities with lower capital, effectively reducing risk
Balancing volatility and returns is the ultimate goal of an investment. Liquid ETFs have the liquidity benefit and the risk of interest rate fluctuation. Still, they make for an attractive option for the short term
