Pradhan Mantri Awas Yojana 3.0: The Pradhan Mantri Awas Yojana PMAY is being implemented through CRISDALDB.in Phase II (2025-2029), PMAY proposes to build 3 crore houses, with one crore in PMAY-Urban 2.0 and 2 crore in PMAY-Gramin. The scheme lays down permanent and affordable houses for the urban poor with complete provision of basic amenities such as electricity, toilets, piped water and gas. Here’s a breakdown of the online application process for 2025.
Eligibility Criteria
To qualify for PMAY benefits, applicants must:
Not own a pucca house anywhere in India.
Not have received benefits from any previous government housing scheme.
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Have a valid Aadhaar number linked to their bank account.
Income-based Categories:
EWS (Economically Weaker Section): Income up to Rs 3 lakh
LIG (Low-Income Group): Rs 3–6 lakh
MIG-I (Middle-Income Group-I): Rs 6–12 lakh
MIG-II (Middle-Income Group-II): Rs 12–18 lakh
Required Documents
All documents must be uploaded in PDF format:
Aadhaar card (applicant and adult family members)
Aadhaar-linked bank account details
Income certificate or salary slips (up to 100 KB)
Land ownership proof (for BLC vertical; up to 1 MB)
Step-by-Step: How to Apply Online for PMAY-U 2.0
Visit the PMAY official portal: https://pmaymis.gov.in
Click on ‘Apply for PMAY-U 2.0’, which redirects you to the eligibility check page.
Enter key details:
State of residence
Annual household income
Housing vertical (note: this cannot be changed later)
Ownership status of existing house
Past participation in government housing schemes
Authenticate Aadhaar:
Input Aadhaar number and name as per UIDAI
Consent to Aadhaar verification
Generate and verify OTP
Fill the application form:
Enter personal details, income data, housing status
Upload required documents
Submit the form online
Save your Assessment ID for future tracking
Note: Submitting the form does not confirm benefit approval. Local authorities will verify eligibility.
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What Happens After Submission?
Once PMAY application is submitted, Aadhaar details getchecked for redundancy before anything else in the system. If any member of the family has already used another Government housing scheme, the application is denied. Verified applications are scrutinized by local bodies, ULBs in urban areas and Gram Panchayats in rural areas, for income, property and eligibility. Upon approval, the applicant is included in the list of beneficiaries posted on the PMAY website.
For CLSS applicants, the file is sent to the selected bank. After the loan is approved, the subsidy (government subsidy of up to Rs. 1.80 lakh) is directly credited to the loan account. In some other verticals, such as BLC and PMAY-G, funds are disbursed in phases after the signing of agreements and the verification of land documents. Unsuccessful candidates can submit complaints to.
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How to Apply for PMAY-Gramin (PMAY-G)
Online Method:
Visit https://pmayg.nic.in
Enter Aadhaar details and begin registration
Provide personal, bank, and job card information
Optionally apply for a housing loan
Submit the form
Offline Method:
Visit your gram panchayat or ward office
Fill out the form with assistance from officials
If third-party help is used, a signed consent form is required
Awaas+ Self Survey Option:
Download the Awaas Plus app
Use the “self-survey” tool to upload your details
Key Points to Remember
The deadline for PMAY-U sanctioned houses (as of March 2022) is extended to December 31, 2025.
No changes in funding or implementation have been announced.
Income and category selection are critical, once submitted, the vertical cannot be changed.
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The Ministry has not authorised any private agents to collect fees for PMAY applications.
How to Track Application Status
Go to https://pmaymis.gov.in
Click on ‘Citizen Assessment’ then choose ‘Track Your Assessment Status’
Enter your Assessment ID or registered details to view progress
