Summary of this article
Most banks remain open on July 18, 2026, as it is the third Saturday.
Bank branches in Sikkim are closed on July 18, 2026 for Drukpa Tshe-zi.
Banks are closed nationwide on Sundays and the second and fourth Saturdays, as per the RBI holiday schedule.
If you are looking for clarity on whether banks are open on July 18, 2026, note that this is the third Saturday of the month, and according to the Reserve Bank of India (RBI) holiday calendar, most public and private sector banks across the country will remain open today, except the bank branches in the state of Sikkim.
Which States Have A Bank Holiday On 18 July?
Drukpa Tshe-zi In Sikkim
The bank branches will be closed in Sikkim today due to Drukpa Tshe-zi, a Buddhist festival that falls on the 4th day (Tshe-zi) of the 6th month (Drukpa) of the Tibetan lunar calendar. It marks the day when the Lord Buddha delivered his first sermon after attaining enlightenment.
Other States
As it is a working day, the standard banking operations will continue as normal in all other states, at banks including the State Bank of India (SBI), Punjab National Bank (PNB), HDFC Bank, ICICI Bank, etc. Customers can visit bank branches to avail of any in-branch facilities, seek information, submit a document, deposit cash, get a cheque cleared, or demand a draft issued, etc.
For customers who prefer not to visit a branch, digital banking channels remain available 24x7. Services such as UPI transfers, mobile banking apps, and internet banking allow for routine transactions even when physical branches might be closed for regional reasons.
The customers, who prefer not to visit a branch, can avail of banking services through digital banking, such as UPI transfers, mobile banking apps, and internet banking. The digital modes are available 24 hours, offering customers all the routine transactions even when the physical branches might be closed or they don’t have the time or intent to visit one.
As per the RBI’s standard regulation, all scheduled and non-scheduled banks remain closed on every Sunday and the second and fourth Saturdays.
Key Upcoming Dates In July
July 19 (Sunday) – All banks will remain closed.
July 22 (Wednesday) – Banks in Tripura (Agartala) will be closed for Kharchi Puja, a regional festival in northeastern India.
July 25 (Saturday) – This is the 4th Saturday. All banks will remain closed.
July 26 (Sunday) – All banks will remain closed.
While digital banking services continue to work on holidays, for services like cash withdrawal, one can visit ATMs as they remain operational irrespective of the bank holidays.
