Summary of this article
J&K Bank revised FD interest rates on July 11, 2026.
Senior citizens can avail of the highest 7.80 per cent.
Super citizens can receive up to 8.05 per cent.
J&K Bank revised its fixed deposit (FD) rates during the week ended July 11, 2026. Amid ongoing market volatility in the equity market, retaining investors may check the bank FD rates, as most of the banks have been revising their FD interest rates following the Reserve Bank of India (RBI) bi-monthly meetings of the monetary policy committee.
Here are the latest interest rate details of the bank for senior citizens.
J&K Bank
This private sector bank revised FD interest rates on July 11, 2026, offering senior citizens up to 7.80. This is 5 basis points (0.05 per cent) from the bank’s previous highest offering. Let's check the rates for senior citizens (60 years and above), for whom the bank offers an additional 50 bps (.50 per cent over card rates across tenures. For super senior citizens (80 years and above), it offers an additional 25 bps over the interest rates available for seniors.
FD interest rates for senior citizens:
4.00 per cent for seven days to 30 days
4.25 per cent for 31 days to 45 days
5.50 per cent for 46 days to 90 days
6.00 per cent for 91 days to 180 days
6.40 per cent for 181 days to 270 days
6.50 per cent for 271 days to less than one year
7.30 per cent for one year to less than 18 months
7.20 per cent for 18 months to less than two years
7.25 per cent for two years to 887 days
7.80 per cent for 888 days
7.25 per cent for 889 days to less than three years
7.30 per cent for three years to less than five years
7.35 per cent for five years to 10 years
FD interest rates for super senior citizens:
4.20 per cent for seven days to 30 days
4.50 per cent for 31 days to 45 days
5.75 per cent for 46 days to 90 days
6.25 per cent for 91 days to 180 days
6.65 per cent for 181 days to 270 days
6.75 per cent for 271 days to less than one year
7.55 per cent for one year to less than 18 months
7.45 per cent for 18 months to less than two years
7.50 per cent for two years to 887 days
8.05 per cent for 888 days
7.50 per cent for 889 days to less than three years
7.55 per cent for three years to less than five years
7.60 per cent for five years to 10 years
These FD rates are for callable FD values less than Rs 3 crore.
