Credit Score

AI Generated : Lenders prefer to give personal loans to applicants who maintain credit scores at 750 or higher because they view these applicants as responsible borrowers.

4 Smart Ways to Boost Your Personal Loan Eligibility

BY Sanjeev Sinha

AI Generated : The credit score evaluation process heavily depends on CUR as one of its fundamental components.

Credit Card: Why Credit Utilisation Matters And How To Keep It Under Control

BY Sanjeev Sinha

Kredit Bee

Key Points to Consider Before Choosing No-Cost EMI

BY Outlook Money

AI Generated

Signs That Show You’re Ready to Buy a Home

BY Outlook Money

Freepik : Your credit score depends on various factors, including credit utilisation amounts, payment history and as well as the duration of credit history.

Will Lowering Your Credit Card Limit Hurt Your Credit Score?

BY Sanjeev Sinha

AI Generated : No-Cost EMIs do not guarantee zero cost since various undisclosed expenses might be involved.

Is No-Cost EMI Truly Free? Key Things You Must Know Before You Opt In

BY Sanjeev Sinha

Credit Scores and Credit Health

Delhi, Millennials Lead India in Credit Health; These Cities Are Not Far Behind

BY Anuradha Mishra

AI Generated : The annual fees of instant approval cards vary because some cards provide zero fees but others charge high fees.

Instant Approval Credit Cards: Smart Choice or Risky Move?

BY Sanjeev Sinha

Freepik : A credit card in the hands of an impulse buyer is like giving a matchstick to a child in a fireworks shop.

Credit Cards Aren’t For Everyone – Here’s Who Should Avoid Them

BY Sanjeev Sinha

Freepik : Whenever you find that your earning capacity has increased and correspondingly, it is time to increase your purchasing power, you can consider requesting a credit limit extension.

Is It Time to Boost Your Credit Card Limit? Here’s How To Decide

BY Sanjeev Sinha

AI Generated : Paying your EMIs without delay helps avoid unnecessary financial charges that would otherwise make your loan difficult to handle in its entire repayment period.

6 Perks of Paying Home Loan EMIs On Time

BY Sanjeev Sinha

Credit Card Limit

5 Mistakes That Can Reduce Credit Card Limit

BY Outlook Money

Key Reasons That Affect Credit Card Approval Other Than Score

Key Reasons That Affect Credit Card Approval Other Than Score

BY Manas Malhotra

Credit Hunger

What Is Credit Hunger And Why It Matters for Your Credit Score

BY Outlook Money

Track Financial Health

7 Numbers You Must Track For Good Financial Health

BY Outlook Money

Credit Card Myths

Credit Card Myths: Five Common Myths That Can Hurt Your Cibil Score

BY Outlook Money

Shutterstock : Credit Score

Soon, Your Credit Score Could Decide What You Pay For Insurance

BY Outlook Money

Maintain a good credit score even after a rate cut

Why Maintaining A Good Credit Score Is Important Even After A Repo Rate Cut

BY Outlook Money

What Can Go Wrong If You Own Too Many Credit Cards?

What Can Go Wrong If You Own Too Many Credit Cards?

BY Outlook Money

Inactive Credit Card

Inactive Credit Card: How It Affects Your Credit Score and What You Should Do

BY Outlook Money

Loan Enquiries Lower Your Credit Score

Do Multiple Loan Enquiries Lower Your Credit Score? Here’s What You Need To Know

BY Outlook Money

Key Considerations Before You Take A Joint Loan

Planning To Take A Joint Loan? Key Considerations Before You Apply

BY Outlook Money

Error In Your Credit Report: Here’s A Step-By-Step Guide On How To Fix It

Error In Your Credit Report: Here’s A Step-By-Step Guide On How To Fix It

BY Outlook Money

Loan Rejected Despite Good Credit Score? Here’s Why

Loan Rejected Despite Good Credit Score? Here’s Why

BY Outlook Money

Getting Your First Credit Card? 5 Things You Should Do

Getting Your First Credit Card? 5 Things You Should Do

BY Manas Malhotra

Credit Risk Without A Credit Score: How Banks Access It

Credit Risk Without A Credit Score: How Banks Access It

BY Outlook Money

How Banks Use Alternative Data To Assess Credit Risk

How Banks Assess Your Credit Risk Without A Credit Score

BY Outlook Money

Can Keeping A Credit Card Idle Hurt Your Credit Score?

Can Keeping A Credit Card Idle Hurt Your Credit Score?

BY Outlook Money

Five Common Credit Report

Five Common Credit Report Errors That Can Hurt Your Score

BY Outlook Money

Hard Inquiry Vs Soft Inquiry: The Impact On Credit Score

Hard Inquiry Vs Soft Inquiry: The Impact On Credit Score

BY Outlook Money

Credit Cards

High-Fee Premium Credit Cards: Should You Consider Them

BY Outlook Money

Key Reasons Your Credit Score Dropped

5 Key Reasons Your Credit Score Dropped Despite Timely Payment

BY Outlook Money

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