Credit Score

Fintech Founder Says Private Bank Rejected His Home Loan Despite Strong Financial Profile

BY Outlook Money

AI Image : As Indias financial systems become more connected and data-driven, that annual tax return may prove to be just as valuable as your credit score.

Beyond Tax Compliance: Why Your ITR Is Becoming A Key Part Of Your Financial Profile

BY Sanjeev Sinha

Using A Credit Card? 5 Key Credit Card Habits To Build A Strong Credit Score

Using A Credit Card? 5 Key Credit Card Habits To Build A Strong Credit Score

BY Outlook Money

AI Image : Rather than applying to multiple lenders directly, visit online financial comparison platforms to view all your eligible loan/credit card offers.

Personal Finance

5 Smart Credit Card Moves To Build A Strong Credit Score

BY Sanjeev Sinha

AI Image : Remember to leave enough room in your budget for extra insurance premiums, registration costs, taxes, fuel and maintenance.

Personal Finance

Buying A New Car Soon? Watch Out For These 8 Costly Errors

BY Sanjeev Sinha

AI Image : With a co-applicant added to your home loan, you can borrow more as your loan eligibility increases when both the borrowers are considered together.

Personal Finance

Thinking Of A Joint Home Loan? Read This Before You Apply

BY Sanjeev Sinha

AI Generated : Credit cards unused for years may impact credit score

Not Using Credit Cards For Years? Credit Score May Take A Quiet Hit

BY Priyanka Debnath

AI Image : The compounding logic works in your favour when you act early on your debt.

Personal Finance

A Comprehensive Guide To Optimising Your Loan Interest Burden

BY Sanjeev Sinha

AI Image : Borrow only what you need, know your true costs, borrow responsibly from a reputable platform, and have a plan to repay.

Personal Finance

7 Things To Consider While Availing A Loan From P2P Lenders

BY Sanjeev Sinha

Freepik : BHIM app adds CIBIL score feature for credit tracking

BHIM App Integrates CIBIL Score, Allows Users In-App Credit Tracking

BY Priyanka Debnath

AI Generated : 183 million Indians track credit scores: TransUnion CIBIL

183 Million Indians Check Credit Scores As Monitoring Becomes A Habit: Report

BY Outlook Money

AI Generated : Consistent financial discipline matters far more than achieving a perfect credit score number.

Personal Finance

Do You Really Need A 900 Credit Score To Get The Best Loan Deals?

BY Sanjeev Sinha

Freepik : SMA in credit report

What Is SMA In Credit Report And How It Can Impact Your Credit Score

BY Outlook Money

Generated by Gemini AI : Strong credit profiles are built through consistent behaviour, not through one-time actions. As 2026 unfolds, borrowers who follow a few basic practices consistently are more likely to see lasting results.

Financial Habits That Can Help You Stay On Track With Your Credit Score In 2026

BY Sanjeev Sinha

Generated by Gemini AI : Regularly reviewing credit reports helped spot errors, incorrect information, or fake accounts early.

Year Ender 2025: Financial Habits That Helped Indians Improve Their Credit Score in 2025

BY Sanjeev Sinha

Failed Auto-Debit Transactions

Failed Auto-Debit: How They Can Trigger Penalties And Impact Credit Score

BY Outlook Money

Generated by AI : Lenders generally do not classify an account as a default until three consecutive EMIs are unpaid.

Home Loan Default: Smart Steps to Regain Financial Stability

BY Sanjeev Sinha

RBI To Update Credit Scores Every 7 Days

RBI To Update Credit Scores Every 7 Days From April 2026

BY Outlook Money

Closed Your Personal Loan, But It Still Reflects As Active? Here’s What To Do

BY Sanjeev Sinha

AI Generated : M Nagaraju calls for lower MFI interest rates

M Nagaraju Urges Microfinance Institutions To Lower Interest Rates For Financial Inclusion

BY PTI

Freepik : Personal loans offer convenience but compared to secured loans, they also come with higher interest rates.

Thinking of a Personal Loan? Know the Pros and Cons First

BY Sanjeev Sinha

Image Generated by Gemini AI : Even after a successful loan closure, ensure that all loan details, including bank statements, NDC, and prepayment records, are in place for future use.

How To Close Your Home Loan Properly And Avoid Future Hassles

BY Sanjeev Sinha

Why Only Good Credit Score Isn’t Always Enough

Why Lenders May Still Reject Your Loan Even With A 750-Plus Cibil Score

BY Outlook Money

Freepik : An error doesn’t become a mistake if it is corrected in time. If you fail to catch the errors in your bureau report, it can land you in an unwanted mess.

Common Reasons Your Credit Score Could Be Inaccurate

BY Sanjeev Sinha

Personal Finance

5 Steps To Financially Prepare For Your Perfect Home

BY Sanjeev Sinha

AI Generated : Before you apply for an LAP, make sure you assess your repayment capacity and evaluate your financial position through cash inflow and outflow.

5 Smart Tips To Get A Loan Against Property Without Hassle

BY Sanjeev Sinha

AI Generated : If you want to apply for a loan amount higher than your individual eligibility, adding a co-applicant can significantly increase your borrowing capacity, enabling you to get a larger loan amount for a longer tenure at a lower interest rate.

Thinking Of Adding A Co-Applicant To Your Home Loan? Read This Before You Apply

BY Sanjeev Sinha

Generated By Gemini AI : A default in payment leads to a chain of problems which damages the entire relationship between the lender and the borrower.

Missed Three Home Loan EMIs? Here’s What Happens Next

BY Sanjeev Sinha

Freepik : Many banks and HFCs also consider the income sources of home loan applicants when setting their interest rate.

Top Factors That Influence Home Loan Interest Rates

BY Sanjeev Sinha

AI Generated : The home loan eligibility depends on credit worthiness of the individual.

Home Loans: Why Interest Rate Isn’t The Only Factor That Matters

BY Sanjeev Sinha

Freepik : The presence of a co-applicant or guarantor often boosts chances for people with low credit scores.

How To Get A Loan With A Low Credit Score

BY Outlook Money

Paying Credit Card Bills On Time? Your Credit Score Could Still Drop

Paying Credit Card Bills On Time? Your Credit Score Could Still Drop

BY Outlook Money

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