Home Loan

AI Generated : Many real estate developers offer Diwali discounts, free amenities, EMI holidays, flexible payment plans and more during the festive season, making it easier to buy a home.

Is Diwali 2025 A Good Time To Apply For A Home Loan?

BY Sanjeev Sinha

Home Loan Application

5 Ways to Make Your Home Loan Application Hassle-Free This Diwali 2025

BY Outlook Money

AI : Home Loan Insurance

Home Loan Insurance: How It Protects Families And Finances

BY Meghna Maiti

Income Tax Deduction

Interest On Loan Taken From Spouse For Home Purchase Eligible For Income Tax Deduction

BY Balwant Jain

AI Generated : HDFC Bank announces MCLR cut, making loans more affordable

HDFC Bank Cuts MCLR: Loans Get More Affordable, EMIs To Drop

BY Outlook Money

AI Generated : Before the loan disbursal process begins, all required fees must be paid during the loan agreement signing.

Got Loan Approval? Here’s What to Know About the Disbursal Process

BY Sanjeev Sinha

AI Generated : The interest rate on a floating rate home loan tends to be lower than the starting rate of a fixed-rate mortgage.

Floating Rate Home Loans: The Complete Guide

BY Sanjeev Sinha

AI-Generated image : Navratri 2025

Navratri 2025: Why First-Time Homebuyers Shouldn’t Miss the Festive Window

BY Anuradha Mishra

AI Generated : Seniors can use home loan top-ups to prepay other loans

Financial Planning

How Can Seniors Use A Top-Up On Their Existing Home Loans To Prepay Their Other Loans?

AI Generated : A higher credit score based on timely payment history makes it easier for you to get a much bigger amount for a longer duration or can even open unsecured credit lines.

How Timely Home Loan Repayments Build Credit Strength and Financial Security

BY Sanjeev Sinha

Home Loan: The Most Important Things To Consider Before Borrowing

Home Loan: The Most Important Things To Consider Before Borrowing

BY Shivangini Gupta

AI Generated : A home loan application may get denied if the builder is not approved.

6 Unusual Factors That Could Derail Your Housing Loan Approval

BY Sanjeev Sinha

Interest On Home Loan Taken From Spouse Is Eligible For Deduction Under Section 24

Interest On Home Loan Taken From Spouse Is Eligible For Deduction Under Section 24

BY Balwant Jain

Freepik : The lender will provide you with a home loan interest certificate when you request it through online banking, by sending an email, calling customer care or visiting your nearest bank branch in person.

What Is A Home Loan Provisional Certificate And Why Do You Need One?

BY Sanjeev Sinha

Facing Job Loss? Key Ways to Manage Your Home Loan EMIs

Facing Job Loss? Key Ways to Manage Your Home Loan EMIs

BY Outlook Money

How To Pay Home Loan EMIs If You Lose Your Job

How To Pay Home Loan EMIs If You Lose Your Job

BY Shivangini Gupta

Freepik : Lenders tend to provide larger loan amounts through secured loans because of the presence of collateral.

Secured Or Unsecured Loan – Which One Should You Go For?

BY Sanjeev Sinha

AI-generated : Parents as Co-Borrowers in Joint Home Loans

Financial Planning

Joint Home Loan: Liability And Tax Benefits For Parents As Co-Borrowers

Freepik : Before you get a home improvement loan, you should evaluate different lenders interest rates and terms.

Taking A Home Renovation Loan? Here’s What To Check First

BY Sanjeev Sinha

AI Generated : If the lender loses your original property documents either in part or in full, it is mandated to help you get duplicate or certified copies.

Closed Your Home Loan, But Bank Holding Back Documents? How To Get Them Back

BY Sanjeev Sinha

Key Strategies for Managing Your Home Loan

Key Strategies for Managing Your Home Loan

BY Outlook Money

AI Generated : The transfer of home loan balance becomes viable only after the total interest cost reduction surpasses all the costs involved with the procedure.

When a Home Loan Balance Transfer Makes Perfect Sense: 3 Key Scenarios

BY Sanjeev Sinha

AI Generated : Making the right housing decision isn’t always about making grand gestures; rather, it is about making the right ones.

From First Home To Dream Home: Harness The Power of Property Laddering

BY Sanjeev Sinha

AI Generated : It is important to assess the EMI burden and ensure that it fits comfortably within the household’s monthly budget.

Smart Home Loan Strategies to Tackle Soaring Property Prices

BY Sanjeev Sinha

AI Generated : The law has evolved during the past few years to treat owners of multiple homes more fairly, particularly through the Old Tax Regime, which still provides significant deductions for interest and principal repayments.

How to Claim Home Loan Tax Benefits on More Than One Home

BY Sanjeev Sinha

Freepik : Once the outstanding loan is cleared through the buyer or as part of the sale transaction, the bank will issue a loan closure letter and return the original property documents.

Selling a Property Before Clearing the Home Loan? Here's What You Need to Know

BY Sanjeev Sinha

Save Smartly, Spend Wisely To Achieve Financial Freedom

Save Smartly, Spend Wisely To Achieve Financial Freedom

BY Meghna Maiti

AI Generated : Paying your EMIs without delay helps avoid unnecessary financial charges that would otherwise make your loan difficult to handle in its entire repayment period.

6 Perks of Paying Home Loan EMIs On Time

BY Sanjeev Sinha

Freepik : Home loan overdraft facilities enable borrowers to extract their surplus funds to achieve their financial objectives or address other monetary requirements.

Home Loan Overdraft Facility: What It Is And Why You Should Consider It

BY Sanjeev Sinha

Home Loan EMIs Fall, But Hidden Costs May Challenge Buyers : Home Loan EMIs Fall, But Hidden Costs May Challenge Buyers

Home Loan EMIs Fall, But Hidden Costs May Challenge Buyers

BY Outlook Money

Joint Home Loan

Planning A Joint Home Loan? Key Things To Consider Before You Apply

BY Manas Malhotra

Home Loan Documents

Home Loan Documents You Must Check Before Applying

BY Outlook Money

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