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Home Loan

Young Homebuyers Prefer Online Loan Applications

72 Per Cent Homebuyers Under 40 Prefer Applying For Loans Online: BASIC Home Loan Report

BY Priyanka Debnath

Retail Loans Rise 18 Per Cent, Home Loans Lag in Q3 Report

Personal Finance

Outstanding Retail Loans Up 18% To Rs 162 Lakh Crore In Q3; Home Loans Trail At 10.5%: Report

BY PTI

AI Generated : If the loan is meant to create long-term wealth and generate stable income, opting for a secured loan with a longer tenure and flexible repayment options may be justified.

Personal Finance

Loan Against Assets vs Personal Loan: When Does Pledging Gold, Property, Or Securities Make Sense?

BY Sanjeev Sinha

AI Generated : Foreclosing a home loan does bring a respite from EMIs and gives the satisfaction of getting rid of a liability.

Personal Finance

Planning To Foreclose Your Home Loan? 5 Key Checks Before You Decide

BY Sanjeev Sinha

AI generated : RBI Proposes Lending Rules for Urban Cooperative Banks

Personal Finance

RBI Proposes Major Lending Rules For Urban Cooperative Banks, Tightens Unsecured Loans, Eases Home Loan Norms

BY Priyanka Debnath

What Home Loan Borrowers Can Expect From Budget 2026

Budget 2026 Expectations: What The Upcoming Budget May Mean For Home Loan Borrowers

BY Priyanka Debnath

Fixed vs Floating Home Loan Rates (AI Image)

Home Loans: Choosing Between Fixed Vs Floating Home Loans And How They Affect EMIs Over Loan Tenure

BY Outlook Money

Home Loan Growth Shifts Beyond Metros

Home Loan Growth Broadens Beyond Metros, Tier-2, Tier-3 Account For 64% Of Volumes: Report

BY PTI

AI : Home Loan Insurance

Personal Finance

Home Loan Insurance Costs Less Than You Think

BY Meghna Maiti

AI : HDFC Bank MCLR cut January 2026

HDFC Bank Reduces MCLR, Borrowers May Get Cheaper Loans

BY Outlook Money

Home Loan Mistakes (AI Generated Image)

Home Loan Mistakes People Make In Their Youth

BY Outlook Money

Home loan

Home Loan Book Set To Cross Rs 10 Lakh Crore Next Fiscal Year On Strong Demand: SBI Chief

BY PTI

Generated by Gemini AI : As buyers become increasingly informed and engaged, the lending process has grown more complex than any other stage of the purchase.

What’s Really Changing In India’s Home Loan Landscape

BY Sanjeev Sinha

Home Loan Default (AI Generated Image)

Home Loan Default: Smart Ways To Deal With Skipped Payments

BY Outlook Money

Freepik : Use debt for value-creating needs like education or homeownership, not for short-term wants like vacations or luxury items.

Year-End Debt Check: How To Tackle Costly Loans Before You Enter 2026

BY Sanjeev Sinha

Generated by Gemini AI : Banks often restrict a brother from co-applying for a home loan with his sister, or when two sisters want to co-apply.

Before You Co-Apply For A Home Loan, Check These 5 Essentials

BY Sanjeev Sinha

SBI

Home Loan Portfolio Crosses Rs 9 Lakh Cr Milestone, RAM To Drive 14 Pc Loan Growth: SBI Chairman

BY PTI

Freepik

Home Loan: Key Tips to Avoid Stress and Default

BY Outlook Money

RBI MPC 2025

RBI MPC 2025: Will Further Rate Cut Bring Relief To Home Loan Borrowers

BY Priyanka Debnath

Generated by AI : Lenders generally do not classify an account as a default until three consecutive EMIs are unpaid.

Home Loan Default: Smart Steps to Regain Financial Stability

BY Sanjeev Sinha

Generated by Gemini AI : Unlike housing loans, which are eligible for tax deductions on both interest and principal repayment, land loans do not provide any tax benefits.

Land Loan Vs Home Loan: What Borrowers Must Know

BY Sanjeev Sinha

Joint Home Loans (AI Generated Image)

Banks May Avoid Joint Home Loans To Father, Daughter Because Of Litigation Issues

BY Balwant Jain

Generated by Gemini AI : Moving away from traditional security like gold, women are increasingly investing in something more stable, scalable, and profitable - real estate.

Women Now Power India’s Housing Market: Here’s What’s Driving Their Choices

BY Sanjeev Sinha

Freepik : Gold loans posted the fastest growth, while home and auto loans rebounded sharply with the onset of the festive season.

Gold, Home And Auto Loans Power India’s Credit Growth in Q2 FY26: CRIF Report

BY Outlook Money

Generated by Gemini AI : The prospective home loan borrowers can also opt for home loan variants like home loan interest saver or smart home loan products to ensure liquidity for dealing with unforeseen financial emergencies.

Five Key Checks Every Borrower Should Make Before Applying For A Home Loan

BY Sanjeev Sinha

Generated by Gemini AI : While deciding on your home loan tenure, you should focus on your income level sufficiency, prevailing and expected trends in interest rates, your age, prepayment charges, and the flexibility to increase or decrease the tenure in the future.

Long-Term Vs Short-Term: What’s The Ideal Tenure For Your Home Loan?

BY Sanjeev Sinha

Generated by AI : Lenders usually allow not only residential but commercial property, industrial property, and plots as well for availing a loan.

Debunking Myths That Stop You From Making The Most Of A Loan Against Property

BY Sanjeev Sinha

Image Generated by Gemini AI : Even after a successful loan closure, ensure that all loan details, including bank statements, NDC, and prepayment records, are in place for future use.

How To Close Your Home Loan Properly And Avoid Future Hassles

BY Sanjeev Sinha

Image Generated by Gemini AI

What You Need to Know Before Adding a Co-Applicant

BY Outlook Money

Personal Finance

5 Steps To Financially Prepare For Your Perfect Home

BY Sanjeev Sinha

Key Tips To Choose Your Home Loan Lender

Key Tips To Choose Your Home Loan Lender

BY Outlook Money

AI Generated : Before you apply for an LAP, make sure you assess your repayment capacity and evaluate your financial position through cash inflow and outflow.

5 Smart Tips To Get A Loan Against Property Without Hassle

BY Sanjeev Sinha

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