Personal Loan

AI Image : A loan should always be taken to meet a defined financial need, not simply because one is eligible for a certain amount.

Personal Finance

Key Factors To Consider Before Taking A Personal Loan This Festive Season

BY Sanjeev Sinha

Personal Loan Documents Checklist 2026: What Salaried VS Self-Employed Applicants Need

Personal Loan Documents Checklist 2026: What Salaried VS Self-Employed Applicants Need

BY Spotlight Desk

AI Image : For many borrowers, the real problem is not one massive loan. It is the accumulation of several relatively small ones.

Personal Finance

Debt Consolidation: From Financial Rescue Plan To Everyday Money Management

BY Sanjeev Sinha

AI Image : A credit enquiry is not necessarily a bad thing. The important distinction is whether it is a soft or hard enquiry.

Personal Finance

Applying For A Loan? Understand How Credit Enquiries Affect Your Score

BY Sanjeev Sinha

AI Image : For any kind of borrowers, thus, retail loans may prove to be a great tool to realise their financial goals provided they are utilised responsibly and managed in a controlled manner.

Personal Finance

First-Time Retail Loan Borrowers: Biggest Mistakes That Can Damage Your Credit Score

BY Sanjeev Sinha

How To Get The Lowest Personal Loan Interest Rate In 2026

How To Get The Lowest Personal Loan Interest Rate In 2026

BY Spotlight Desk

AI Image : Individuals should check how much they will really save.

Personal Finance

How Balance Transfer Loans Can Help You Save Lakhs In Interest

BY Sanjeev Sinha

AI Image : The real power of P2P isn’t moving faster. It’s making borrowing more open, careful, and fair for everyone involved.

Personal Finance

Rising Personal Loans In India: Can P2P Lending Offer Safer Borrowing?

BY Sanjeev Sinha

AI Image : While technology to provide loans has advanced at lightning speed, financial education and literacy have not kept up.

Personal Finance

Are Easy Personal Loans Pushing Young Salaried Indians Into An EMI Trap?

BY Sanjeev Sinha

AI Image : Having a good loan insurance cover can benefit both the borrower and the lender. The lender can easily recover the outstanding loan amount from the insurance company.

Personal Finance

Home Loan, Car Loan, Personal Loan: Who Must Repay After A Borrower’s Death?

BY Sanjeev Sinha

AI Image : Account aggregators ease the hassle of paperwork. Borrowers can get their bank statements, tax returns, and financial information fetched in a click.

Personal Finance

3 Ways Account Aggregators Can Save Time And Simplify Financial Applications For Loan Or Insurance Seekers

BY Sanjeev Sinha

Loans With Intent: Why India’s Personal Lending Should Shift From Urgency To Planning

Loans With Intent: Why India’s Personal Lending Should Shift From Urgency To Planning

BY Outlook Money Guest Author

AI Image : The best thing to do is to accept a pre-approved loan offer when you actually need it. Don’t take a loan just because you are eligible for it and it is readily accessible.

Personal Finance

Got A Pre-Approved Loan Offer? Don’t Say Yes Until You Read This

BY Sanjeev Sinha

AI Image : Borrow only what you need, know your true costs, borrow responsibly from a reputable platform, and have a plan to repay.

Personal Finance

7 Things To Consider While Availing A Loan From P2P Lenders

BY Sanjeev Sinha

Personal Loans Go Beyond Emergencies

Personal Loans Shift From Emergency Products To Daily Credit Service: Paisabazaar Report

BY Priyanka Debnath

AI Geberated : Before you swipe that card or sign that loan agreement, pause and evaluate: Is this purchase necessary?

Credit Card Vs Personal Loan For Holidays: Which Hurts Less In New Year?

BY Sanjeev Sinha

Closed Personal Loan

Key Things You Should Do If Your Closed Personal Loan Still Shows Active

BY Outlook Money

Closed Your Personal Loan, But It Still Reflects As Active? Here’s What To Do

BY Sanjeev Sinha

Freepik : Personal loans offer convenience but compared to secured loans, they also come with higher interest rates.

Thinking of a Personal Loan? Know the Pros and Cons First

BY Sanjeev Sinha

Questions To Ask Before You Get A Personal Loan (AI Generated Image)

10 Questions To Ask Before You Get A Personal Loan

BY Outlook Money

Freepik : The presence of a co-applicant or guarantor often boosts chances for people with low credit scores.

How To Get A Loan With A Low Credit Score

BY Outlook Money

Diwali 2025: Be Mindful Of These 5 Things Before Applying For A Personal Loan This Diwali

Diwali 2025: Be Mindful Of These 5 Things Before Applying For A Personal Loan This Diwali

Diwali 2025: Personal Loan

Diwali 2025: Can A Personal Loan Assist You With Festival Spending?

BY Priyanka Debnath

AI Generated : Before the loan disbursal process begins, all required fees must be paid during the loan agreement signing.

Got Loan Approval? Here’s What to Know About the Disbursal Process

BY Sanjeev Sinha

Personal Loan for Travel

Personal Loan for Travel: What to Consider Before You Decide

BY Outlook Money

Key Factors to Consider Before Accepting a Pre-Approved Personal Loan

Key Factors to Consider Before Accepting a Pre-Approved Personal Loan

BY Outlook Money

AI Generated : Seniors can use home loan top-ups to prepay other loans

Personal Finance

How Can Seniors Use A Top-Up On Their Existing Home Loans To Prepay Their Other Loans?

AI Generated : You don’t have to wait for a loan approval when you have a pre-approved personal loan offer.

Should You Grab That Pre-Approved Personal Loan? Key Factors to Consider

BY Sanjeev Sinha

Freepik : Contact your lender to find out their rules about prepayment. You must request information about all fees and penalties.

Personal Loan Pre-closure: Key Things To Know Before You Pay It Off

BY Sanjeev Sinha

AI Generated : Lenders prefer to give personal loans to applicants who maintain credit scores at 750 or higher because they view these applicants as responsible borrowers.

4 Smart Ways to Boost Your Personal Loan Eligibility

BY Sanjeev Sinha

Freepik : Lenders tend to provide larger loan amounts through secured loans because of the presence of collateral.

Secured Or Unsecured Loan – Which One Should You Go For?

BY Sanjeev Sinha

Taking Personal Loan For A Holiday

More Indians Are Borrowing To Travel, But Here’s What You Should Consider Before Taking A Travel Loan

BY Anuradha Mishra

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