The government of West Bengal has announced a 20 per cent raise in Dearness Allowance (DA) for state government employees and Dearness Relief (DR) for pensioners, taking the total DA and DR to 38 per cent of basic pay. The government said it plans to fill one lakh vacant government posts
Gold and silver ETFs have fallen up to 11 per cent in a month, but analysts say investors should avoid panic selling and instead consider staggered investments. Read in detail what experts recommend
The crop insurance scheme covers losses from floods, droughts, hailstorms and pest attacks while keeping premium costs low for farmers
Waterways Leisure Tourism IPO, operator of Cordelia Cruises, opened its Rs 585-crore issue for subscription on June 23. Read on for details on the price band, GMP, allotment and listing dates, and other key information about the IPO
US visa proposal may limit stay duration for foreign students, impacting Indian students' study and post-study plans abroad
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The NCR Regional Plan 2041 aims to create a sustainable, interconnected, and future-ready Delhi-NCR through balanced growth, improved connectivity, and environmentally conscious urban development
Calculate & Plan your future with ICICI Prudential Life's retirement calculator
For depositors, there is no real shift in how TDS on bank interest will be applied. The threshold-based system continues, and banks will deduct tax only when interest exceeds the prescribed limits
The insurer maintained that the policy was subject to the principle of utmost good faith. It argued that a policyholder has a duty to disclose all material details correctly at the proposal stage
AI is a great starting point here — run your numbers, see which regime looks better on paper, and understand the rough difference. That initial clarity is genuinely valuable
We need to acquire cockroach-like qualities of being adaptable and resilient to be able to conquer our fear of market volatility and its effects on our portfolios
A list of top-rated mutual funds in terms of performance
While it is advisable to stay invested in volatile markets and not give in to panic selling, it’s also important to keep an eye on how your portfolio of funds is faring
The difference between those who earn well and those who become wealthy is not necessarily intelligence, access, or even opportunity, it is behavioural errors and incorrect choices. Fixing those can be a sure shot way to achieve the crorepati goal
The broking industry is now in a price-war phase, but cost is no longer the key differentiator. The choice will depend on how you plan to use a broking platform
SIFs are the new kid on the block. Kundan Kishore, deputy editor, Outlook Money spoke to Kailash Kulkarni, CEO, HSBC MF, to understand the nuances of these emerging investment strategies. Here are the edited excerpts from the interaction.
PFRDA has proposed a Retirement Income Scheme, RIS Steady, under NPS. The scheme allows regular payouts through two withdrawal options. We explain how it works and what you can expect
Retirement planning solutions must reach the middle- and lower-income groups, for whom the crisis is most acute
For years, personal finance conversations have focused on how much to build. But less attention has been given to what that number is meant to do once it is reached
The stock market always pushes you to act irrationally. The key, however, is to not let your emotions get the better of you and force you to turn your paper losses into actual losses
The need to indulge in fun activities is real for some individuals. The key is to balance out these wants-turned-needs by budgeting smartly and becoming a conscious spender
Electronic gold receipts are dematerialised securities backed by physical gold, which is verified for purity, and stored in vaults approved by the Securities and Exchange Board of India (Sebi). EGRs allows investors to buy and trade gold in smaller quantities, making participation easier. They also differ from ETFs as investors can withdraw physical gold against their EGRs from any of the different locations of the three Sebi-registered vault managers.
Insurance leaves gaps. A SIP-built emergency corpus covers deductibles, recovery and income loss, so a health shock never becomes a permanent wealth setback.
Tariffs, debt and shaky growth are back, so knowing the cycle tells you what wins
Stop guessing which segment leads next and let one strategy move across the whole market
PMS, AIFs open doors beyond regular funds for investors who understand the trade-offs
Investors who pause during a downturn usually miss the recovery, and that’s where the real gains hide
SIFs are a new product class, and this one goes long on winners, short on losers
PFRDA launched an AI-Powered grievance redressal portal "Pension Sahayak" replacing the existing CGMS portal, to make the grievance redressal system more accessible, transparent, and accountable
