So if a parent already has a PPF account and also deposits money into their child’s account, both amounts are counted together. Even if contributions come from both parents, the overall limit does not increase
Some insurers are also trying to encourage better habits by offering small rewards. The thinking is straightforward: healthier customers are less likely to make frequent claims
The Reserve Bank of India (RBI) has allowed banks to undertake related-party arbitrage trades for offsetting risks under the $100 million cap on net open positions. Banks will not have to prematurely unwind their forex positions, but the RBI said speculative trades will remain banned to curb excess volatility in rupee
Term insurance isn't "set and forget". Coverage must evolve with your age, income, and liabilities. Buying early builds a base, but marriage, kids, and loans require regular reviews to stay protected.
Amid confusion, 8th CPC clarifies date of memorandum submission as crucial. April–May meetings are set in motion. Here's what you should know
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MahaRERA data shows approvals of over 10,000+ projects in the state with sustained dominance of MMR and Pune markets. Here’s what this means for homebuyers.
Calculate & Plan your future with ICICI Prudential Life's retirement calculator
For depositors, there is no real shift in how TDS on bank interest will be applied. The threshold-based system continues, and banks will deduct tax only when interest exceeds the prescribed limits
Some insurers are also trying to encourage better habits by offering small rewards. The thinking is straightforward: healthier customers are less likely to make frequent claims
A gift may not trigger tax today - but it can create a hidden liability later. When the asset is sold, the taxman looks back to the original purchase price.
During prolonged periods of uncertainty, it is important to fight the fear. Find strength in the fact that market falls have reversed historically
The conflict in the Middle East has pushed markets into a volatile phase, with indices swinging wildly and sentiment turning cautious. Investors are now left wondering how long this uncertainty will last and what’s the right investment strategy. We find out
For investors with long-term goals, the message is clear: the path to financial growth lies not in chasing tax breaks, but in staying invested, maintaining discipline, and allowing the power of compounding to do the heavy lifting
If you want to settle for a disciplined and straight-jacketed avenue for retirement investing goal, you may choose life cycle funds. They offer six maturity horizons to de-risk a portfolio
Parents need to rethink their strategy for remitting money to children studying abroad given the tactical adjustments in TCS rates and the depreciating rupee
An account is classified as unclaimed if it remains dormant for 10 years. We have a step-bystep guide on how to withdraw your unclaimed deposits lying in accounts of different banks
From receiving Rs 3,000 as a site engineer with a PSU to building a brokerage house, Alice Blue founder and CEO Sidhu Mohanamoorthy reflects on money lessons from his early days
Inflation-linked, Deferred-Income, Annuity-like Securities (InDIAS) addresses the challenges of funding children’s education and own retirement, among others
Krishnakumar and Latha Sarathy from Bengaluru have followed savings discipline from the beginning of their working years, which has helped them fulfil their goals
Investments have to be tailor-made to one’s liabilities, goals and cashflow requirements. Two people of the same age and identical salaries can’t have the same investment strategy
If you are a victim of comparison culture, you need a reality check, but if your budgets are indeed squeezed, you can look at negotiating your salary and upskilling
Do Not Take Loan On FD At Cost Of Safety Net
Do I Need To Pay Tax If I Inherit Shares From My Parents?
Insurance sub-limits are caps within the overall coverage in a health insurance policy that restricts how much the insurer will pay for specific treatments, items, or categories of loss. Sub-limits can significantly cut your coverage despite a high sum insurance. So, understanding them before buying a policy is important
Jai Bajaj of RTR on longevity risk, the decumulation gap and why trust still cannot be coded.
Sriram Vaidyanathan of Integrated Enterprises explains why asset allocation beats market timing every single time.
How disciplined SIP investing helps home buyers choose with confidence, not compulsion.
This new SIF category chases mid and small-cap returns while keeping a safety valve ready.
Start small. Step up every year. Let compounding run. That’s genuinely all there is to it.
Quant models now blend value, quality, momentum, and low volatility to build smarter, steadier portfolios.
City Union Bank, IDFC FIRST Bank, and Kotak Mahindra Bank have revised their fixed deposit (FD) rates during the week ending on April 18, 2026
