8th Pay Commission Extended Deadline For Memorandum Submission To May 31
The 8th Central Pay Commission has extended the deadline to submit memoranda and representations from April 30 to May 31, 2026
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Centre Proposes Higher Ethanol Blend In Petrol Amid Surge In Oil Prices Due To West Asia Conflict
The government has proposed to allow higher ethanol-blended fuels in vehicles, with the aim of reducing oil import dependency and taking a step towards clean energy transition. The government has proposed to include fuels such as E85 and E100, from the current E20 petrol programme
Home Loan Insurance Decoded: What Every Borrower Must Check Before Signing
A home loan insurance policy is a legally-binding contract. Knowing how to read and interpret the fine print can save you from unpleasant surprises down the line.
Unless there are compelling reasons to port out, like a high premium under an existing policy, poor service, or low coverage, one must not port out
Update Your PF KYC Online Via UAN Portal to Avoid Claim Rejection
Minor mismatches in EPFO records can delay or reject withdrawals; here is how you can correct your details
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Reliance Industries’ planned Jio Platforms IPO could be pushed to the second half of FY27 due to Middle East geopolitical tensions, according to CreditSights
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For depositors, there is no real shift in how TDS on bank interest will be applied. The threshold-based system continues, and banks will deduct tax only when interest exceeds the prescribed limits
Unless there are compelling reasons to port out, like a high premium under an existing policy, poor service, or low coverage, one must not port out
For PF account holders, the biggest shift is procedural. Anyone seeking to avoid TDS on eligible EPF withdrawals will now have to submit Form 121. The earlier forms will no longer be accepted for this purpose
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Editor’s Note: Fight The Fear
During prolonged periods of uncertainty, it is important to fight the fear. Find strength in the fact that market falls have reversed historically
Don't Let The Fog Of War Cloud Your Market Vision
The conflict in the Middle East has pushed markets into a volatile phase, with indices swinging wildly and sentiment turning cautious. Investors are now left wondering how long this uncertainty will last and what’s the right investment strategy. We find out
Income-Tax Act, 2025: How To Plan Your Taxes In A New Era
For investors with long-term goals, the message is clear: the path to financial growth lies not in chasing tax breaks, but in staying invested, maintaining discipline, and allowing the power of compounding to do the heavy lifting
De-Risk Your Retirement Portfolio Through Life Cycle Funds
If you want to settle for a disciplined and straight-jacketed avenue for retirement investing goal, you may choose life cycle funds. They offer six maturity horizons to de-risk a portfolio
Time To Recalibrate Remittance Strategy For Kids Abroad
Parents need to rethink their strategy for remitting money to children studying abroad given the tactical adjustments in TCS rates and the depreciating rupee
Here’s How To Withdraw Unclaimed Bank Deposits
An account is classified as unclaimed if it remains dormant for 10 years. We have a step-bystep guide on how to withdraw your unclaimed deposits lying in accounts of different banks
Enjoy Your First Salary As It’s Special But Don’t Take EMIs Early On, Says Sidhu Mohanamoorthy
From receiving Rs 3,000 as a site engineer with a PSU to building a brokerage house, Alice Blue founder and CEO Sidhu Mohanamoorthy reflects on money lessons from his early days
Planning For India's Retirement And Children's Education Goals Through InDIAS Scheme
Inflation-linked, Deferred-Income, Annuity-like Securities (InDIAS) addresses the challenges of funding children’s education and own retirement, among others
Returns Of The 50-Paisa Investment Philosophy
Krishnakumar and Latha Sarathy from Bengaluru have followed savings discipline from the beginning of their working years, which has helped them fulfil their goals
Run In Your Own Investing Lane
Investments have to be tailor-made to one’s liabilities, goals and cashflow requirements. Two people of the same age and identical salaries can’t have the same investment strategy
Is Your Pay Cheque Pain Real?
If you are a victim of comparison culture, you need a reality check, but if your budgets are indeed squeezed, you can look at negotiating your salary and upskilling
Do Not Take Loan On FD At Cost Of Safety Net
Do Not Take Loan On FD At Cost Of Safety Net
Do I Need To Pay Tax If I Inherit Shares From My Parents?
Do I Need To Pay Tax If I Inherit Shares From My Parents?
What Are Insurance Sub-Limits?
Insurance sub-limits are caps within the overall coverage in a health insurance policy that restricts how much the insurer will pay for specific treatments, items, or categories of loss. Sub-limits can significantly cut your coverage despite a high sum insurance. So, understanding them before buying a policy is important
Retirement Planning Is Too Human A Problem To Leave To An Algorithm
Jai Bajaj of RTR on longevity risk, the decumulation gap and why trust still cannot be coded.
Stop Trying To Beat The Market. Build A Portfolio That Outlasts It.
Sriram Vaidyanathan of Integrated Enterprises explains why asset allocation beats market timing every single time.
SIP For Buying A Home: How To Avoid Emotional, Expensive Decisions
How disciplined SIP investing helps home buyers choose with confidence, not compulsion.
Mid-Cap Muscle With A Hedge in Hand
This new SIF category chases mid and small-cap returns while keeping a safety valve ready.
The Crorepati Formula Is Simpler Than Anyone Ever Tells You
Start small. Step up every year. Let compounding run. That’s genuinely all there is to it.
No One Factor Wins Every Year. The Smart Move Is to Own All Four.
Quant models now blend value, quality, momentum, and low volatility to build smarter, steadier portfolios.
The Bombay High Court has adjourned a defamation case after 20 years (in 2046), calling it an ego-battle between senior citizens that burdens the judicial system while more pressing matters remain pending
