RBI Bars Non-Deliverable INR Derivatives, Tightens Forex Regulations
The RBI has limited some forex derivatives practices to limit risks, while increasing transparency in currency markets and hedging practices by the users
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Rising Costs, Growing Tier II–III Cities Reshape India’s Affordable Housing Narrative: Shekhar Patel, CREDAI
Outdated price caps mask the real demand in the affordable housing segment, while the rising costs and Tier II–III city growth reshape India’s affordable housing narrative, says Shekhar Patel of CREDAI
After weeks of relentless selling, benchmark indices Sensex and Nifty have corrected over 11 per cent since the Iran war began. But does this mean investors sitting on cash should start buying the dip now? Here’s what experts are saying
Digital Life Certificate: Over 1.4 Million Super Seniors Generated Online Jeevan Pramaan Patra In FY25-26
Over 1.41 million super seniors generated their life certificate digitally in FY 2025-26. This reflects increasing adoption of DLC submission among pensioners. Compared to 16.20 million DLC submissions in FY2024-25, the number increased to 19 million in FY2025-26
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Oil rallied over 60 per cent in March so far, outperforming other assets like equities, gold and debt
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For depositors, there is no real shift in how TDS on bank interest will be applied. The threshold-based system continues, and banks will deduct tax only when interest exceeds the prescribed limits
Rental income loans allow you to use the rental income earned from your property as collateral against the loan amount. These loans are offered by banks, non-banking finance companies (NBFCs) and housing finance companies (HFCs).
The Income Tax Act 2025 comes into force, replacing the 1961 law with a simplified structure, single tax year system and easier compliance, marking a step towards Viksit Bharat
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Editor’s Note: Fight The Fear
During prolonged periods of uncertainty, it is important to fight the fear. Find strength in the fact that market falls have reversed historically
Don't Let The Fog Of War Cloud Your Market Vision
The conflict in the Middle East has pushed markets into a volatile phase, with indices swinging wildly and sentiment turning cautious. Investors are now left wondering how long this uncertainty will last and what’s the right investment strategy. We find out
Income-Tax Act, 2025: How To Plan Your Taxes In A New Era
For investors with long-term goals, the message is clear: the path to financial growth lies not in chasing tax breaks, but in staying invested, maintaining discipline, and allowing the power of compounding to do the heavy lifting
De-Risk Your Retirement Portfolio Through Life Cycle Funds
If you want to settle for a disciplined and straight-jacketed avenue for retirement investing goal, you may choose life cycle funds. They offer six maturity horizons to de-risk a portfolio
Time To Recalibrate Remittance Strategy For Kids Abroad
Parents need to rethink their strategy for remitting money to children studying abroad given the tactical adjustments in TCS rates and the depreciating rupee
Here’s How To Withdraw Unclaimed Bank Deposits
An account is classified as unclaimed if it remains dormant for 10 years. We have a step-bystep guide on how to withdraw your unclaimed deposits lying in accounts of different banks
Enjoy Your First Salary As It’s Special But Don’t Take EMIs Early On, Says Sidhu Mohanamoorthy
From receiving Rs 3,000 as a site engineer with a PSU to building a brokerage house, Alice Blue founder and CEO Sidhu Mohanamoorthy reflects on money lessons from his early days
Planning For India's Retirement And Children's Education Goals Through InDIAS Scheme
Inflation-linked, Deferred-Income, Annuity-like Securities (InDIAS) addresses the challenges of funding children’s education and own retirement, among others
Returns Of The 50-Paisa Investment Philosophy
Krishnakumar and Latha Sarathy from Bengaluru have followed savings discipline from the beginning of their working years, which has helped them fulfil their goals
Run In Your Own Investing Lane
Investments have to be tailor-made to one’s liabilities, goals and cashflow requirements. Two people of the same age and identical salaries can’t have the same investment strategy
Is Your Pay Cheque Pain Real?
If you are a victim of comparison culture, you need a reality check, but if your budgets are indeed squeezed, you can look at negotiating your salary and upskilling
Do Not Take Loan On FD At Cost Of Safety Net
Do Not Take Loan On FD At Cost Of Safety Net
Do I Need To Pay Tax If I Inherit Shares From My Parents?
Do I Need To Pay Tax If I Inherit Shares From My Parents?
What Are Insurance Sub-Limits?
Insurance sub-limits are caps within the overall coverage in a health insurance policy that restricts how much the insurer will pay for specific treatments, items, or categories of loss. Sub-limits can significantly cut your coverage despite a high sum insurance. So, understanding them before buying a policy is important
Retirement Planning Is Too Human A Problem To Leave To An Algorithm
Jai Bajaj of RTR on longevity risk, the decumulation gap and why trust still cannot be coded.
Stop Trying To Beat The Market. Build A Portfolio That Outlasts It.
Sriram Vaidyanathan of Integrated Enterprises explains why asset allocation beats market timing every single time.
SIP For Buying A Home: How To Avoid Emotional, Expensive Decisions
How disciplined SIP investing helps home buyers choose with confidence, not compulsion.
Mid-Cap Muscle With A Hedge in Hand
This new SIF category chases mid and small-cap returns while keeping a safety valve ready.
The Crorepati Formula Is Simpler Than Anyone Ever Tells You
Start small. Step up every year. Let compounding run. That’s genuinely all there is to it.
No One Factor Wins Every Year. The Smart Move Is to Own All Four.
Quant models now blend value, quality, momentum, and low volatility to build smarter, steadier portfolios.
Will your take-home pay be reduced under the new labour code rules, which suggest that allowance cannot be more than 50 per cent of the wages? Will the new rules bring changes only for the fixed-term employees or for permanent employees as well? How will it be calculated? Read on to know
