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A bank sanctions a loan on the promise that the borrower will repay it in accordance with the agreed loan schedule, but sometimes borrowers falter and don’t repay after a few instalments, either for reasons of financial crunch or wilful default. In such instances, banks initiate the recovery process either by increasing the tenure of the loan or through a judicial process as the case may be
In a bid to shift all investors to the dematerialised mode of holding shares, the market regulator discontinued the transfer of physical shares in 2019. However, the regulator has announced that investors with physical shares will now have a fresh opportunity to transfer them
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Sebi InvIT Regulations: The market regulator mentioned in the draft circular that it has proposed to modify certain provisions related to the public listing of privately listed InvITs.
When London-bound Air India flight AI171 crashed in Ahmedabad, 241 passengers, including crew members, died, along with 34 people on the ground. Since many insurance policyholders and their nominee died in this crash, the question remains what will happen to their insurance claim?
A bank sanctions a loan on the promise that the borrower will repay it in accordance with the agreed loan schedule, but sometimes borrowers falter and don’t repay after a few instalments, either for reasons of financial crunch or wilful default. In such instances, banks initiate the recovery process either by increasing the tenure of the loan or through a judicial process as the case may be
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According to the World Bank, India received $129 billion in remittances in 2024, the highest in the world. Of this, about 28 per cent came from the US alone. For many Indian households remittances are a much-needed financial anchor
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The government needs to step in and rethink the entire real estate and infrastructure landscape. For instance, creating more job opportunities in smaller cities will not force people to come to metros, where there’s dearth of space and prices are sky high
Once heralded as a vehicle for inclusive growth and national development, affordable housing now finds itself squeezed between vanishing supply, stagnant policy response, and rising urban aspirations
Making the leap from a tenant to a landlord is one significant feat. However, becoming a landlord from an investment perspective may not be worthwhile because of the associated risks and costs
Rental arbitrage frees house owners from the inconvenience of maintaining a house while getting some income. Lessees with less capital can convert it into a sustainable business. Mind the risks though
With gold prices soaring and uncertainty dominating headlines, many investors are asking if this is the right time to take the plunge or sit tight
A review of the SBI Multi-Asset Allocation fund for investors. This fund could be a decent choice for long-term investors with conservative to moderate risk-taking capacity, given its long-term performance track record
Cancer treatment does not only need hospitalisation, OPD charges can be substantial. In this scenario, a combination of comprehensive health insurance and specific covers like cancer or critical illness insurance would be ideal
Buying a property usually entails endless paperwork and standing in queues to complete certain processes. However, now it can be done online
Tax-efficiency in Tier-I account, cost-efficiency compared to MFs and other instruments, and the benefits of Tier-II accounts make NPS stand out
Loneliness, loss of income, and breakdown of the traditional family structure makes living difficult for seniors, which compounds their mental health issues in old age
Our relationship with money is rooted in the past, while being played out in the present. It is naturally complicated, deeply personal, and very emotional
Invest In Stocks If You Understand Market Well
Most real estate developers quote property prices based on the super built-up area, which includes not only the actual usable area but also the common areas, such as corridors, elevators, staircases, hallways, lobbies, etc. However, what you finally get is the carpet area, which is the actual usable area within the walls of your flat, including the kitchen, bedrooms, bathrooms and others excluding balcony.
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More than 871,000 deaths annually can be linked to loneliness. Social isolation can affect one’s mental and physical health severely. However, there are solutions to it through intervention at the individual, society, and national policy level, says the WHO report