Bank Holidays Next Week Between May 4 And 10: Check Details
Banks will remain closed for two days during the week starting May 4. In West Bengal, banks will be closed on May 9, observing Rabindranath Tagore's birthday
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8th Pay Commission Enters Consultation Phase; Meetings Scheduled In Hyderabad, Srinagar, And Ladakh
The 8th Pay Commission has scheduled visits to Hyderabad, Srinagar, and Ladakh to gather inputs and feedback on pay, allowances, and pensions, marking a key step toward finalising revised compensation structures
When Rs 1 Lakh Raise Can Cost You More: The Surcharge Trap At Rs 50 Lakh
The tax slabs do not change at Rs 50 lakh, but the surcharge framework does. Once total income exceeds Rs 50 lakh, a surcharge is added to the tax computed under ordinary slabs
Some financial planners now suggest young Indians need Rs 40 crore to retire comfortably. Feeling defeated by that goal? Read this first.
Stock Market This Week: Assembly Elections, PMI Data, US Jobs Reports Among Other Events To Watch Out For
Stock Market This Week: The coming week, from May 4-8, is packed with several important macroeconomic data releases and Assembly election results
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Foreign institutional investors (FIIs) extended their selling streak into April, selling over Rs. 70,000 crores during the month alone amid broader pressure in global markets due to geopolitical tensions. Meanwhile, domestic institutional investors (DIIs) continued to support the market, somewhat offsetting the selling pressure
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For depositors, there is no real shift in how TDS on bank interest will be applied. The threshold-based system continues, and banks will deduct tax only when interest exceeds the prescribed limits
The government has increased the FDI to 100 per cent in the insurance sector under the automatic route. However, for LIC, the limit remained at 20 per cent, whereas banks, serving as insurance intermediaries, need to follow the banking sector’s respective FDI limits, subject to conditions
The tax slabs do not change at Rs 50 lakh, but the surcharge framework does. Once total income exceeds Rs 50 lakh, a surcharge is added to the tax computed under ordinary slabs
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Editor’s Note: Knowledge Is Power
According to a WEF report, only 27 per cent of Indian adults are considered to be financially literate, roughly half the figure for the UK and the US
Excluded! What Insurance Agents Won’t Tell You
Most sales conversations naturally focus on benefits, coverage amounts, and attractive features, because those are easier to communicate and align with what buyers want to hear, but it’s important to get into the details to avoid surprises at the time of making a claim
Is It The Right Time To Buy IT Stocks?
The IT sector has buckled under the pressure of AI disruption and global uncertainty, with stocks falling 35-40 per cent. Does this correction present a buying opportunity, or is there more pain ahead?
How D-Street Is Turning Losses Into Lessons
Real-life reactions to the ongoing market volatility and downturns and the lessons people learn from such events. There’s something for you too
Here’s How To Invest In Direct Mutual Funds
Direct mutual fund plans are costefficient. You can invest in them either online, or offline by visiting the fund house or registrar offices
How RWAs Are Failing Residents
Several resident welfare organisations operate with little accountability. Improved governance could be the way out, but there’s no solution in sight yet
All Seniors Aren’t Risk-Averse
One-size-fits-all investment strategies and age based pension schemes are ill-suited for the population that has different saving habits and risk appetite
How To Steady Your Life, Savings On An Irregular Income
For freelancers and gig employees with irregular income, creating a baseline budget for regular expenses can help them plan their finances better, including allocating funds for investing
Calculate Risk And Then Invest
Risk should always be viewed in context. When investing, pay heed to your risk tolerance and risk capacity, but always let the latter decide the way. It will stack the deck in your favour
The Price Of Growing Up Gen Z
From the pandemic to recessions to social media pressure, Gen Z face unique challenges. Recognising the fallouts is the key to deal with them
Move Equity To Debt 1-2 Years Prior To Goal
Move Equity To Debt 1-2 Years Prior To Goal
How To Invest For Retirement With Moderate Risk Appetite
How To Invest For Retirement With Moderate Risk Appetite
What Is 8th Pay Commission?
The Central Pay Commission is a government-appointed panel that decides how much central government employees should be paid and how their benefits should evolve over time. Since the setting up of the first CPC in 1946, these reviews have shaped how millions of government employees are compensated. On November 3, 2025, the 8th CPC was constituted to provide its recommendations within 18 months. The proposed revisions are expected to touch around five million central government employees, and around 6.80 million pensioners.
SIP For Retirement: Building Freedom, Not A Corpus Number
Retirement planning is often reduced to a single, intimidating question: How big should the number be? For many investors, this obsession with a corpus figure creates more anxiety than clarity. In reality, retirement is not about reaching a magical amount in the bank.
Smart Planning Today For A Comfortable Tomorrow With SBI Life- Retire Smart Plus
In today’s fast-evolving world, aspirations extend far beyond one’s professional journey. For many, retirement marks the beginning of a new chapter—a chance to pursue long-held passions, spend more time with loved ones, travel, or simply enjoy the comfort of financial independence.
You Have Been Saving In Rupees For A Dollar Future And That Is The Problem
GIFT City gives Indian families a smarter tax efficient way to protect wealth across borders and currencies
The World Is Changing. Is Your Portfolio Keeping Up?
The case for a True Sense Multi Asset Investment Mentor in today’s market
The Market Never Stays In One Place Neither Should Your Portfolio
Flexicap investing gives you the discipline to hold quality and the freedom to move
Stop Managing Volatility, Start Making It Work for Your Portfolio
Specialised Investment Funds are rewriting the rules of risk for the modern equity investor
The Right Theme At The Wrong Time Is Still The Wrong Investment
Thematic investing rewards those who understand cycles, not just stories and sectors
The EPFO may hike the minimum pension under the Employees' Pension Scheme (EPS) to Rs 7,500. Employee associations have been demanding a hike for a long time. The existing minimum pension of Rs 1,000 was fixed in 2014
