India has developed world-class digital payment systems, but its underwriting culture remained stubbornly traditional for a long time. However, that is finally starting to change, and quite significantly.
Sensex, Nifty crashed at the opening after Trump's rejection of Iran's latest offer to a US peace proposal sent crude oil prices higher, raising fears that the conflict between the two countries could drag on
Smaller-ticket personal loans significantly contribute to this recent transition. The financial solution allows borrowers to meet their specific needs rather than exceeding their budget
A recent study by the Goa Institute of Management (GIM) reveals that childless women are perceived as a perfect fit for an ideal worker, but inevitably face exclusion and microaggression in the workplace environment due to deep-rooted beliefs that link womenhood directly with motherhood
Banks say a single $100 million forex exposure cap does not reflect differences in size, transaction volumes and hedging requirements across institutions
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Sensex, Nifty crashed at the opening after Trump's rejection of Iran's latest offer to a US peace proposal sent crude oil prices higher, raising fears that the conflict between the two countries could drag on
Calculate & Plan your future with ICICI Prudential Life's retirement calculator
For depositors, there is no real shift in how TDS on bank interest will be applied. The threshold-based system continues, and banks will deduct tax only when interest exceeds the prescribed limits
India has developed world-class digital payment systems, but its underwriting culture remained stubbornly traditional for a long time. However, that is finally starting to change, and quite significantly.
For income received through bank interest and rent, file ITR 1 for income up to Rs 50 lakh. If the aggregate value of all gifts crosses the threshold of Rs 50,000 in a year, the total value of all such gifts becomes taxable in the hands of the recipient. Rent earned by wife on flat owned by you will be treated as your income
According to a WEF report, only 27 per cent of Indian adults are considered to be financially literate, roughly half the figure for the UK and the US
Most sales conversations naturally focus on benefits, coverage amounts, and attractive features, because those are easier to communicate and align with what buyers want to hear, but it’s important to get into the details to avoid surprises at the time of making a claim
The IT sector has buckled under the pressure of AI disruption and global uncertainty, with stocks falling 35-40 per cent. Does this correction present a buying opportunity, or is there more pain ahead?
Real-life reactions to the ongoing market volatility and downturns and the lessons people learn from such events. There’s something for you too
Direct mutual fund plans are costefficient. You can invest in them either online, or offline by visiting the fund house or registrar offices
Several resident welfare organisations operate with little accountability. Improved governance could be the way out, but there’s no solution in sight yet
One-size-fits-all investment strategies and age based pension schemes are ill-suited for the population that has different saving habits and risk appetite
For freelancers and gig employees with irregular income, creating a baseline budget for regular expenses can help them plan their finances better, including allocating funds for investing
Risk should always be viewed in context. When investing, pay heed to your risk tolerance and risk capacity, but always let the latter decide the way. It will stack the deck in your favour
From the pandemic to recessions to social media pressure, Gen Z face unique challenges. Recognising the fallouts is the key to deal with them
Move Equity To Debt 1-2 Years Prior To Goal
How To Invest For Retirement With Moderate Risk Appetite
The Central Pay Commission is a government-appointed panel that decides how much central government employees should be paid and how their benefits should evolve over time. Since the setting up of the first CPC in 1946, these reviews have shaped how millions of government employees are compensated. On November 3, 2025, the 8th CPC was constituted to provide its recommendations within 18 months. The proposed revisions are expected to touch around five million central government employees, and around 6.80 million pensioners.
Retirement planning is often reduced to a single, intimidating question: How big should the number be? For many investors, this obsession with a corpus figure creates more anxiety than clarity. In reality, retirement is not about reaching a magical amount in the bank.
In today’s fast-evolving world, aspirations extend far beyond one’s professional journey. For many, retirement marks the beginning of a new chapter—a chance to pursue long-held passions, spend more time with loved ones, travel, or simply enjoy the comfort of financial independence.
GIFT City gives Indian families a smarter tax efficient way to protect wealth across borders and currencies
The case for a True Sense Multi Asset Investment Mentor in today’s market
Flexicap investing gives you the discipline to hold quality and the freedom to move
Specialised Investment Funds are rewriting the rules of risk for the modern equity investor
Thematic investing rewards those who understand cycles, not just stories and sectors
India's retirement communities are moving past managed decline. What is emerging is an ecosystem built around purpose, autonomy, and a life still being lived on one's own terms
