PFRDA clarifies that new employees who joined the central government services between April 1, 2025, and August 31, 2025, can exercise the option to switch from NPS to UPS until September 30, 2025
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In a credit system where your eligibility, interest rate, and financial credibility are all tied to a single number, nearly half of the respondents are completely disconnected from it.
The Income Tax Department had already given taxpayers a one-day breather following technical glitches and repeated appeals from taxpayers and professionals. With that window now gone, many are asking the same question, what are the options available if one couldn’t file their income tax return for assessment year 2025-26 on time?
GST Reforms 2.0: The new rates are the government's effort to simplify the current rate structure while also giving consumers relief in segments that affect their daily lives - like personal care
New NPCI rules expand UPI's role in big-ticket payments, allowing higher limits for tax, insurance, capital markets and government purchases
Urban Company IPO: Urban Company share price made a strong debut on Dalal Street today, listing at a premium of nearly 60 per cent over the issue price
Escrow accounts are becoming a trusted way to make big transactions safer, whether you’re buying a home, a car, or even a luxury item online.
The sharp drop in food inflation has played a key role. Prices of several farm products have eased, and that relief is showing up in the broader inflation numbers
Finance Minister Nirmala Sitharaman stated that new GST slabs will leave people with more disposable income, reduce tax burden, and boost economic growth.
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Retail investors will surely enjoy the conveniences, but many of them may be unable to give the right prompts to get the right results
Not embracing AI can hold you back as the world explores new technological territories, so try you must but with a little or a lot of caution
AI in personal finance can be your on-demand explainer, number-cruncher, and budget tracker, freeing up time and mental space for the bigger picture. But when money decisions are tied to human behaviour, emotions, and long-term trade-offs, its role is best kept as a co-pilot to a human financial advisor
Gen Z is exploring AI tools, reels and other material alongside traditional advisors and textbooks, but they need to take an informed approach
AI solutions can help senior citizens directly and indirectly, but India’s hesitant elderly don’t seem ready to embrace them yet
AI can give you brutally honest answers related to your money based on facts. But our money decisions are also based on emotions which AI does not seem to understand
Relying on AI for inputs on your investing decisions may not be in your best interest, as chatbots typically tend to give response that are likely to be overly flattering and agreeable, and align with your existing biases
AI has made it easier for scammers to manipulate the market by way of spoofing, latency arbitrage or exploiting other vulnerabilities. But market participants are also relying on AI to fight AI and prevent and detect frauds
Traditionally, investment decisions were made only by the human mind, but there is a seismic change afoot. Advanced tech is doing to investment what it did to hockey and tennis
Many fund houses are using AI to crunch data, while leaving decision-making with the fund manager. To keep matters safe, Sebi guidelines mandate data confidentiality and compliance, and to keep investors informed
After the big wave of digitalisation, banks are entering the age of AI, which is making banking not just convenient, but smart. With strong guardrails in place, the industry is ready for its next big technological leap
The insurance industry has adopted AI in a big way and is relying on it for several backend processes from underwriting to claims processing. However, data privacy and biased recommendations remain a concern
AI is streamlining the tax filing process, providing personalised recommendations and automated document classification, but it has its limitations. Too much reliance can lead to errors and even legal hassles
AI is helping homebuyers navigate the process with the help of 3D models and virtual tours, but the human element in design, aesthetics, negotiation and decision-making remains paramount
One of the dangers of AI is the advent of convincing deepfakes generated by morphing images, voice notes and videos that can hoodwink you into erroneously revealing financial details or making payment to scamsters
Kailash Kulkarni, CEO, HSBC AMC, in a conversation with Kundan Kishore, shares what he did with his first pay cheque, how his career changed his relationship with money and how he later realised that starting to save early can set you up for life. His advice to new professionals is to enjoy their first salary, but also start saving—however small the amount—and remain consistent with it.
Generative AI is a subset of AI that mimics human intelligence to analyse data, identify patterns, and create new content, such as text, images, audio, or videos. It is called generative because of its ability to “generate” human-like responses to prompts
Personalised, bias-aware, multilingual AI widens access, cuts friction and helps families build resilient wealth.
For patient investors, value funds provide downside buffers, sensible valuations, and superior long-term risk-adjusted outcomes.
Let professionals set the mix, manage risk and rebalance calmly while emotions stay out.
Sebi chairman Tuhin Kanta Pandey emphasised the role commodity markets have to play in ensuring rare metals security for the country.
